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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great idea

Love the little Savings pots and the variety of options so simple to set up and manage Reviewed on: 3rd April 2023

Straightforward and attractive

Intuitive app, great service and competitive rates Reviewed on: 3rd April 2023

Big love for Zopa

Easy, Transparent Customer Service and Great Interest Rate. What's not to love? Reviewed on: 3rd April 2023

Savings review

Simple very easy to use account, that easily lets you set up different pots and links to your current account. Also top interest rates Reviewed on: 3rd April 2023

Excellent rates, good app.

Zopa keep refreshing their savings rates so that they are always competing to the best in the market. Love their pots so you get even more when you save for longer. Reviewed on: 3rd April 2023

Fabulous user experience

The app is so easy to use. It’s so functional, practical and beneficial. It’s really helped build my commitment to saving. Would highly recommend Reviewed on: 3rd April 2023

Smart Saver Account - Just Brilliant

I have been using the smartsaver account for sometime now and think its great value and very easy to use. Recommended to all my family and friends. Keep up the good work team! Reviewed on: 3rd April 2023

Easy to use flexible account with competitive interest

I am very happy with my Zopa Smart Saver account. Zopa are very quick to pass on increases in interest rates, and the ability to split savings between easy access and notice pots is really useful. Reviewed on: 3rd April 2023

Great app

Easy to use, great rates. Can't ask for more Reviewed on: 3rd April 2023

Great saving account

Zopa is for me has one of the best easy access saver. They always stay on top of the Bank of England Rate. Zopa has better rate overall Reviewed on: 3rd April 2023

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