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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Top interest rates

Zopa give top interest rates and are quick to pass on interest rate increases. Zopa is secure as it links to bank account and the app is simple to use. Great service from their customer service online. Reviewed on: 3rd April 2023

Excellent & Genuine

A Genuine Smart Saver Account which Always Gives an higher interest rate to anyone who wants to invest in their Savings Portfolio. I have Always Gained with this Savings Account and Never Lost. I would recommend Zopa to All my Friends and Family to invest in Zopa’s Fantastic Savings Accounts-Exceptional x Reviewed on: 3rd April 2023

Saving as it should be!

Extremely simple to use and set up. Increase in rates passed on to customers quickly. Reviewed on: 3rd April 2023

Easy Peasy

Zopa is so easy to use. Customer service team are friendly and helpful. All information/instructions are in plain English. It's Easy Peasy to use Zopa Reviewed on: 3rd April 2023

5* saving account

Chip was very easy to open and access via the app! My saving are protected by the FSCS up to £85,000 and they have the best internet going for an easy access account. Reviewed on: 3rd April 2023

Top Saving account

App is so easy to use and offers great options with notice interest choices. Reviewed on: 3rd April 2023

Simple and quick

You can earn interest simple and quick. Reviewed on: 3rd April 2023

Straightforward

Zopa Smart Saver does exactly what you expect in a straightforward and easy to use way. Reviewed on: 3rd April 2023

High Interest flexible savings account

I love this savings account as it allows you to set up to 20 pots of savings and boost your pots for up to 3 months allowing you to earn a higher rate the longer the notice you give. Overall a great idea for saving up for the items you are wanting to purchase. Reviewed on: 3rd April 2023

Easy, convenient and good rates

Very easy to set up, easy to use app, good rates and great UI. Overall great service and product Reviewed on: 3rd April 2023

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