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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Good

Good service and competitive rates. Reviewed on: 3rd April 2023

Amazing app and great rates

Great account and always competitive rates Reviewed on: 3rd April 2023

Easy in all respects. Big thumbs up!

As a freelance, saving can be tricky - work comes in fits and starts and just when you think you've got at bit to put by, something like the washing machine has a terminal breakdown and you have to get your money back quickly before the laundry basket explodes Reviewed on: 3rd April 2023

Savings account

Easiest account I’ve ever had. Easy to deposit & withdraw. There is also plenty of advice on other accounts. Quick responses to any queries. Reviewed on: 3rd April 2023

Simple and great value savings account

A simple but effective Smart Savings account with "boosted pots" that gives you the flexibility to save with added interest if you can put your savings away for longer periods. Reviewed on: 3rd April 2023

If Carlsberg did savings.

What a fantastic product. Simple, straightforward with market leading rates. Zopa, leave the high street banks standing. I struggled to find better rates, the app is amazing and really user friendly. Well Done Zopa Reviewed on: 3rd April 2023

Does exactly what it says and very easy to use

Love this saving account - very simple to set up and use. Instructions are clear and concise. Reviewed on: 3rd April 2023

Zoospendous saving platform

Good % rates, easy to use with simple ways to earn more interest by boosting the amount % earnt by locking it away for varying notice periods Reviewed on: 3rd April 2023

Simple to use & competitive interest rates

It’s very simple to use, the interest rates are frequently updated & the interest rates are competitive. Reviewed on: 3rd April 2023

High interest rate, convenient app, no fluff!

Using Zopa is so convenient. I don't have to deal with a bloated app, or worry about whether I need to call, or go to a branch. Add to that the high interest rate on the account and boosted pots, and I am very happy Reviewed on: 3rd April 2023

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