Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Savings

Very goiod, keep you well informed and good rates. Very clear instructions for moving money. Offer several very good accounts. Reviewed on: 3rd April 2023

Great rate and easy to open

The interest rate was the best on the market when I opened my account. So easy to open with an existing bank account, no need to provide documentation. Reviewed on: 3rd April 2023

Simple Effective

Great app - very simple and easy to use. No issues Reviewed on: 3rd April 2023

Zopa

Excellent interest rates, great app and quality service. Reviewed on: 3rd April 2023

So easy to use

The app is very straightforward to use Reviewed on: 3rd April 2023

Zopa So Good

I joined Zopa mainly to set aside some monies towards my forthcoming wedding, wanting to keep them separate from my usual financial provider. The innovative way that you can split monies into individual pots, boost interest rates by tying up some savings but not others, and withdraw with ease means Zopa is likely to become my sole saver. This is the savings account that all banks should offer. The fact Zopa do whilst most (if not all) others don’t shows what a market leader they are! First class! Reviewed on: 3rd April 2023

Best easy access savings provider

Zopa has the best easy access savings rates and are always the first to respond to changes in base rate. Reviewed on: 3rd April 2023

Good product

Good interest rates good help with money Reviewed on: 3rd April 2023

Easy to use savings app

Just love this app, makes it so easy to save, really like that I can have different pots for different things and different rates with different notice periods, plus the rates are usually good! Reviewed on: 3rd April 2023

Zopatastic

Innovative, simple, top rates, first class product and service Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexclusive
from Nationwide 4.58 from 36 reviews
Easy access savings
from Vida Bank 0.00 from 0 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub