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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Super saver

5
I love being able to see my interest being paid into my account each month. I cannot recommend it enough! Reviewed on: 3rd April 2023

Maximise your savings easily

5
I have been so impressed with Zopa, I’ve only been using it for 2 months and already recommended it to friends and family. It is very easy to pay money in, to withdraw money and to boost your savings into higher earning interest pots. So flexible, I’m really pleased with my account. Reviewed on: 3rd April 2023

Excellent service

5
Dope have been fantastic would highly recommend Reviewed on: 3rd April 2023

Best interest rates

5
Transparent app and very easy to use Reviewed on: 3rd April 2023

Zopa Smart Saver

5
Great account and app. Very user friendly and easy to setup and transfer funds. Highly recommend. Reviewed on: 3rd April 2023

Zopamendous

5
Zopa have been fantastic and easy to save with Reviewed on: 3rd April 2023

Very easy to use and straightforward

5
Very easy to easy, set up and straight forward advice. Best interest rates around, which helps with saving. Easy to transfer money into the account and very secure. Reviewed on: 3rd April 2023

Great savings

5
I found Zopa using a ‘best savings account’ search. I’d never heard of them before but I liked what I read. It is great interest is compounded monthly and also they changed interest rates up promptly! All in all a great find! Reviewed on: 3rd April 2023

Quick and Efficient

5
An easy, quick and efficient way to save. Reviewed on: 3rd April 2023

Excellent savings accounts with incredible flexibility. App extremely easy to use!

5
There is a variety of options available in the app in terms of management of saving pots and different pot types available. The app is extremely easy to navigate! Reviewed on: 3rd April 2023

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