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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to set up and great rates

It was really easy to set up my Zips account and it provides much better rates than my other bank accounts. Reviewed on: 3rd April 2023

Got me back into saving again

A great, easy to use, easy to access app that allows ‘pots’ to build savings - has really got me back into the savings habit. Excellent rates too. Reviewed on: 3rd April 2023

Innovative

A great innovative way to save with great rates Reviewed on: 3rd April 2023

Very straightforward

Good rates and very easy to set up, Reviewed on: 3rd April 2023

Amazing

I’ve got multiple savers accounts with zopa easy to use and accessible if I want to. Fantastic service. Reviewed on: 3rd April 2023

Simple to use interface

Fantastic. No complaints here.. been with them a while now and it’s straight forward and rates are competitive Reviewed on: 3rd April 2023

Brilliant

Ive recommended it to everyone. Brilliant savers account. Easy and encouraging. Ive saved a fortune for myself which I wouldnt have otherwise! Reviewed on: 3rd April 2023

Simple savings

Very easy to set up and use with no fuss and good interest rates Reviewed on: 3rd April 2023

Easy Savings - Great Interest

I recently opened a Zopa savings Account. It was really easy to do. The App is clear and easy to use. Really user-friendly. Most importantly, the interest rates offered by Zopa are the best I’ve seen. No complaints! Reviewed on: 3rd April 2023

Instant transfers.

The APP is brilliant for me, so quick to transfer money to my nominated bank account. Plus excellent interest rate. Reviewed on: 3rd April 2023

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