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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Amazing flexibility

The smart saver offers a high basic rate of interest, with the option to boost savings in pots for a set notice period (7, 31 oe 91 days) in exchange for even higher rates. If like me you lack discipline when it comes to saving, this feature is perfect. Reviewed on: 3rd April 2023

App and savings that work for you

Easy savings app with up to date interest rates. They are forward thinking increasing rates as they happen. Added bonus of boosted pots to encourage savings. Reviewed on: 3rd April 2023

Fast and efficient

Easy to set up an account and the app makes everything very straightforward. Moving money between pots and or to other accounts couldn’t be easier. Reviewed on: 3rd April 2023

Nifty saving app

Nifty saving app, allowing multiple pots to divide money under one account/location. Competitive saving rates. Reviewed on: 3rd April 2023

So easy

App is very good. Adding savings from current accounts can be done within the app. Reviewed on: 3rd April 2023

Great rates and simple to use

Zopa is one of the easiest to use apps I have used, coupled with good rates of interest makes a winning combination Reviewed on: 3rd April 2023

Simple

Simple sums it all up. Simple to set up, simple to use & a simple clear app. The interest rates are competitive & far better than my high street bank. Reviewed on: 3rd April 2023

Simple savings with a good rate

Easy to open account and simple access through the app. Regular communication and good rates. Reviewed on: 3rd April 2023

Great Service

Great service, easy to use app, competitive rates and very speedy and efficient customer service Reviewed on: 3rd April 2023

Saving made simple and worth it

Love the ease of account opening, money transfer in and out of the account, and great interest rate with immediate access to my money. All from a east to use app. Saving perfection - saving made as simple as it should be! Reviewed on: 3rd April 2023

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