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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

So easy to use

Super slick, easy to use, can't fault it. Reviewed on: 3rd April 2023

Smart saver

Zopa is the best bank app out there at the moment with great interest rates and it's so easy to access your money and deposit. I would highly recommend Reviewed on: 3rd April 2023

Simple to Set up. Simple to access. Great Product!

From Setting up the Zopa App to funding and accessing the account, all very easy and seamless. Good interest rates, everything explained in simple terms. Works well for me. Reviewed on: 3rd April 2023

Brilliant customer services

Have been with Zopa for a few years and have also found them to be very customer orientated. They keep you informed about changes and new products Reviewed on: 3rd April 2023

Zopa savings account

I opened Zopa thhis past January and I have startted earning interest on my savings. They have different pots which have different interests depending on ho much notice you need to give. Their primary pot which is instant acces has the highest rate from in the Uk. Overall would reccoment to everyone as it is a great way to keep up with inflation. Reviewed on: 3rd April 2023

Flexible and easy to use

Pros: - Savings pots with different rates - Easy to use - Great communication Reviewed on: 3rd April 2023

So easy to use

I love how easy the Zopa app was to setup and use, also they keep me updated regularly with changes and transaction details Reviewed on: 3rd April 2023

Great rates coupled with a simple app

Zopa's Smart Saver gives easy access to a range of attractive rates with a variety of lock-in periods. Very easy to transfer money in or out or between 'pots' that you can create and label to suit your savings purpose, e.g. we called one 'Cruise Fund' and locked it in for a while to get a better rate as we won't need to withdraw the funds for several months. Reviewed on: 3rd April 2023

Great features and rates

Excellent app with some great features to organize your money and savings and some top rates at the same time. What’s not to like? Reviewed on: 3rd April 2023

Easy to use, great interest rate and choices

So easy to set up and use. The interest rates were double what I was getting with my normal day to day bank’s savings account and the rates have increased fairly quickly with any changes to the base rate. I love the choices on how long to tie in to get a better rate and setting up different pots that you can rename. I’ve already recommended Zopa to family. Reviewed on: 3rd April 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Smart Saver now

Zopa Smart Saver reviews (8149)

So easy to use

Smart saver

Simple to Set up. Simple to access. Great Product!

Brilliant customer services

Zopa savings account

Flexible and easy to use

So easy to use

Great rates coupled with a simple app

Great features and rates

Easy to use, great interest rate and choices

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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