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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy Savings Account

Great way to save and offers highest interest rate I can find. Easy access to your savings by mobile app. Love how u can see what you have in each pot. Reviewed on: 3rd April 2023

Great saving rates !!

After leaving almost £20k in a deposit account. And getting 0.3 % for a year I,m now getting 10 times that with Zopa Reviewed on: 3rd April 2023

Smart banking

So easy to use. Easy access. And the addition of adding pots for savings with access up to 90 days is absolutely brilliant. I love it. Reviewed on: 3rd April 2023

Easy to set up savings pot and navigate

Was a bit wary at first with zopa not being a company i had heard off. However zopa have exceeded my expectations with ease of opening savings pots, naming each pot to my preference, withdrawing and depositing money and general ease of navigating the app. The savings rates are a plus too, very competitive with larger companys out there. Reviewed on: 3rd April 2023

The best saving rates @ app access

Zopa offer the rates & have an easy to use app. Hassle free & the best rates that you can also boost. Reviewed on: 3rd April 2023

Excellent

Easy to use, great savings account Reviewed on: 3rd April 2023

Easy

I've had a great experience with Zooa from start to finish. Quick and easy to onboard, with a good UI within the app as well. Reviewed on: 3rd April 2023

App is solid and good interest rate

The first thing to entice me in was a good interest rate an flexibility to withdraw. The app stack very well up against all other major banking apps and has been very good so far. Reviewed on: 3rd April 2023

Great service and easy to understand products

Zopa is really easy to use saver that allows me to access my savings whenever I want and still get a decent interest rate. The app is really easy to use and navigate around Would definitely recommend Reviewed on: 3rd April 2023

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