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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Very efficient and excellent saving account

Very happy with this bank, very easy to use, very efficient and great smart saving account. Would recommend! Reviewed on: 3rd April 2023

Would recommend

Easy to set up, good interest rates. Reviewed on: 3rd April 2023

Easy Peasy High Interest Access

What an easy bank to deal with. Straightforward to set up. Excellent communication. Very good, regularly updated interest rates and instant access. Really pleased with it. Reviewed on: 3rd April 2023

Easy to use app

I enjoy how the app makes it easy to use and see your different pots at the same time with reminders on when money will go into savings and how much interest you’re getting on the different pots which you can name as you’d like. Reviewed on: 3rd April 2023

Smart saving.

Brilliant saving account and easy to use. Boosts help you manage your money better too. Reviewed on: 3rd April 2023

Simple, great rates, easy app

Really simple to setup, app works well and is easy to navigate. Great rates offered Reviewed on: 3rd April 2023

Quick and easy savings app

So easy to use, no excuse now to get my savings growing! Reviewed on: 3rd April 2023

Makes saving really easy

I’ve got a few savings apps and Zopa is by far and away the easiest to use and has good saving rates. Genuinely makes saving easy and encourages more saving as you can see where your money is going and for what purpose. Reviewed on: 3rd April 2023

Simple to use and great rates

Moved some of my savings across, and was so impressed at how easy it was, I was able to clear old accounts and create sun pots on my Zopa account So easy to organise and run on my phone Reviewed on: 3rd April 2023

Great saver

load of interest on the saving accounts Reviewed on: 3rd April 2023

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