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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates and easy to customise to your needs

Good savings rates, and easy to switch between 7/30/90 day fixed to get better rates Reviewed on: 3rd April 2023

Great rates

Great interest rates and easy access to funds. Reviewed on: 3rd April 2023

Zopa

This was the first savings account that I did via an app so was nervous at first. It was so easy to set up though and the fingerprint id was really easy to use. Zopa made everything easy and offer really good rates and I have told my friends about how good they are. Reviewed on: 3rd April 2023

Easy Peasy

Easy Peasy app, clear & concise. So user friendly wouldn’t go anywhere else. A great rate helps too!:-) Reviewed on: 3rd April 2023

Smart savings

Competitive rate and easy to open account Reviewed on: 3rd April 2023

Savings

Great app easy to use ! Good savings rates Reviewed on: 3rd April 2023

Easy to use

Really easy to use app. Great having separate saving pots so you can get better interest on savings you know you don't need to access for a while vs those that you need. Love it Reviewed on: 3rd April 2023

Speedy, efficient on the ball with Interest rate rises

I have been bowled over by how quickly Zopa has responded to interest rates increases by increasing its rates for savers. It rewarding me has meant I’ve reciprocated and stayed loyal. Add this to speedy and efficient service and Zopa could teach other banks a thing or two! Reviewed on: 3rd April 2023

Best rates

With Zopa you get best rates on the market and they updates automatically during your saving period according to central bank rate. Reviewed on: 3rd April 2023

Straightforward and best rates

Easy to use app, no frills and regularly reviewed rates makes Zopa best in class Reviewed on: 3rd April 2023

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