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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great rates and easy to use

Straight forwards and simple, the app is easy to use, easy to add funds to savings & take them out when you need, and really good rates! Reviewed on: 3rd April 2023

Brilliant

Quick & Easy app based saver with Great rates Reviewed on: 3rd April 2023

Zopa Savings

Smart savings with very competitive interest rates. Highly recommend. Reviewed on: 3rd April 2023

Easy to use and competitive rates

The Zopa app is so easy to use. They offer competitive interest rates and you can quickly move money into different savings pots, with a range o notice period and higher rates. I have been very happy to save with Zopa. Reviewed on: 3rd April 2023

Best interest rates ever!

Always compatible, just as I think to move my money to other providers Zopa remind me why I chose them! TeamZopa! Reviewed on: 3rd April 2023

Easy to use app and accessible to anyone

Signed up very smoothly a few clicks and the app is straightforward and user friendly. Easy for anyone to use and great savings rates. Reviewed on: 3rd April 2023

Great account

Love the little pots you can open for various savings pots and like the flexibility of being able to boost the pots for 7-30 days. Reviewed on: 3rd April 2023

Good interest rates

Easy to set up. Easy to manage and very competitive rates Reviewed on: 3rd April 2023

Great company, easy to use and will always recommend to all my friends and family.

Really good company, I love having my savings account with this company as they websites really easy to use and very simple to transfer money between the accounts. I also like how I can have many accounts and divide all my accounts up making me finances easier to manage. They always help with spending tips and the interest given on the account is unmarked by many other banks. Such a good company with a simple design that anyone can use. Definitely recommend for anyone that’s starting to save. Reviewed on: 3rd April 2023

Easy and rewarding

Zopa is great for any saving. With mulitple pots and incredible interest rates, I have been able to save for a holiday this summer as well as for university. I'd recommend to anyone. Reviewed on: 3rd April 2023

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