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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Fast efficient experience

My experience with Zopa has been hassle free and easy, always recommend it to friends for any saving goals. Reviewed on: 3rd April 2023

A Dream to setup and manage

Compared to the lagging online banking services offered by high street banks, I found the experience of setting up a savings account with Zopa to be painless and intuitive, not to mention the healthy interest rate. Reviewed on: 3rd April 2023

Follows the money !!

No more constant search for the best savings rate and moving my savings around. One simple place you know will follow / keep up with the Top Market rates. Reviewed on: 3rd April 2023

Fabulous

Great interest rate savings account - highly recommend to friends and family! Reviewed on: 3rd April 2023

Flexible and easy to use savings account.

An excellent account, easy to use and Zopa pass on increases after changes to the Bank of England base rate quickly. The different pots mean you can scaffold your savings and offer flexibility above a fixed term account. I have recommended Zopa to lots of friends and family. Reviewed on: 3rd April 2023

Easy and simple

Very simple to set up and move money into account Reviewed on: 3rd April 2023

So simple

Brilliant product and service. Quick, reliable and user friendly. It’s transformed the way I manage my finances. Reviewed on: 3rd April 2023

Easy to use, good interest rate

Opened the Zopa Smart Saver once I'd paid off my Zopa personal loan. Customer Service always really helpful and friendly, app and online sites very easy to use. Love the 'pots' in the smart saver, enabling to earn more on some sums. Great provider. Reviewed on: 3rd April 2023

Great app

Easy to use, great that the rate regularly goes up. Competitive. Reviewed on: 3rd April 2023

Great app and good rate

I love Zopa. The app is very intuitive and ways to use. It is so easy to create savings pots and move money between them. The interest rates seem very competitive as well. Reviewed on: 3rd April 2023

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