Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Superb product with great flexibility

Great savings product with several options of accounts to meet differing customer needs. Communication with customers is great and rates are highly competitive. App is easy to use. Reviewed on: 3rd April 2023

Very easy to use and makes saving fun

Very easy to use and very cool to boost savings temporarily when you know you don't need money. Much more flexible than other banks! Reviewed on: 3rd April 2023

Hassle Free

I had a small sum of money to put away and was looking for a high interest savings account which I could still access. The Zopa smart saver is so easy to manage and you can spread your money in different pots allowing you to earn a decent interest while at the same time having the funds available or being able to give notice to get to the money. It has been a very straight forward process. Reviewed on: 3rd April 2023

Great app, user friendly, would recommend

The app is very easy to use, alongside great interest rates I couldn’t recommend ZOPA more!! Reviewed on: 3rd April 2023

Excellent app

User friendly app, great saving rates. Would recommend! Reviewed on: 3rd April 2023

Easy to use savings app

Really clear, intuitive app with excellent interest rates. Reviewed on: 3rd April 2023

Easy to use and honest

I love zopa! I use it for 0 balance budgeting and I can earn interest at the same time! I like that they are open and generous with interest rates, my other savings accounts have not been as quick to increase savings rates Reviewed on: 3rd April 2023

Best rates around

Love the Zopa app. Makes adding money to your savings so easy and the rates are always some of the highest available. Reviewed on: 3rd April 2023

Perfect savings platform

Easy to understand products with simple explanations of everything Reviewed on: 3rd April 2023

Excellent

Very good indeed. Excellent service. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Buckinghamshire Building Society 4.49 from 659 reviews
Junior Instant Access Savings
from NatWest 4.30 from 33 reviews
Child Trust Fund
from Foresters 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5956 reviews
Credit card
from Zopa 4.94 from 43506 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub