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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use, great rates

The app is very easy to set up and offers grat interest rates. Also easy to boost the rates by moving the money to different pots. Reviewed on: 3rd April 2023

Easy, trouble free savings!.

Easy to open, easy to use app, competitive savings rates. At least 3 other people have begun saving with Zopa following my recommendation. Reviewed on: 3rd April 2023

Excellent savings option

Great bank, easy set up, lots of offers for all types of savings, would and have recommended to friends and family Reviewed on: 3rd April 2023

The best savings account!

My husband & I have recently moved all of our savings accounts over to Zopa & it couldn’t have been simpler. The app is so easy to use & really modern as well. Not to mention the amazing interest rates! I have already recommended Zopa to several friends & family and they are now using Zopa. I will continue to recommend as I feel strongly about how great Zopa Smart Saver is. Reviewed on: 3rd April 2023

The pay a great rate

Since I started saving with Zopa’s smart saver account, they have raised the interest rates as interest rates have climbed. It is nice to have a rate which shows growth and yet is easily accessible Reviewed on: 3rd April 2023

Fair, honest and straightforward banking

How many savings accounts automatically increase the Interest rate in line with bank base rate? Zopa - One of the very few! Reviewed on: 3rd April 2023

Great Place for Savings

Great Place for Savings as they continually review the rates and if there is an increase in the Bank Of England rate they will follow. Recommended! Reviewed on: 3rd April 2023

Fast efficient experience

My experience with Zopa has been hassle free and easy, always recommend it to friends for any saving goals. Reviewed on: 3rd April 2023

A Dream to setup and manage

Compared to the lagging online banking services offered by high street banks, I found the experience of setting up a savings account with Zopa to be painless and intuitive, not to mention the healthy interest rate. Reviewed on: 3rd April 2023

Follows the money !!

No more constant search for the best savings rate and moving my savings around. One simple place you know will follow / keep up with the Top Market rates. Reviewed on: 3rd April 2023

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