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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

The best eSavings platform in the market

Excellent app, beats the majority of peers outside of limited monthly deposit providers on interest rates, flexible products - has now become my #1 platform to use, ahead of savings accounts at some of the world’s biggest banks! Reviewed on: 3rd April 2023

Great app, great interest rates

Really easy to use the app and have all the different savings pots, interest rates are really competitive, I rave to anyone who will listen! Reviewed on: 3rd April 2023

Best App

App easy to use, attractive interest rate. Reviewed on: 3rd April 2023

Simple saving, great interest options

I was hesitant to save with an app only bank, but it's been very simple and I've got a lot of confidence now. They offer innovative interest options with the flexible pots, and moving money between accounts is very easy! Reviewed on: 3rd April 2023

Thanks best regards

Zopa is the best //////////////////////////////////// Reviewed on: 3rd April 2023

Smart saver makes you a smart saver!

The smart saver account is a joy to use. So easy to set up and manage on my phone. I have been able to set up individual pots for different savings needs. It's so easy to pay money in and then super easy to move it around between pots and always see exactly how much you have in them or the total of them all. Best of all because it has such a competitive savings rate it is exciting to look each month to see how much interest you've received. It makes savings fun and interactive and motivates you to become a smarter saver. Reviewed on: 3rd April 2023

Best for Interest Rates

Great Bank with great interest rates and customer service. Very easy to use app. Recommended. Reviewed on: 3rd April 2023

Amazing way to save

So user friendly and accessible. Has helped me save in such a convenient way. Would highly recommend. Reviewed on: 3rd April 2023

Excellent saving app

Easy to use. Money is transferred between accounts with ease. Variety of saving options Reviewed on: 3rd April 2023

Best saver out there.

Simply the highest rate paid for your savings. Reviewed on: 3rd April 2023

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