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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great product - easy to open and good range of choices

Really easy to open the account with great interest rates and can be tailored to notice you want to give. Like the fact interest is paid monthly. Great product. Really happy. Reviewed on: 3rd April 2023

Easy to use

So easy to use, love that I can separate my money into different saving pots - very user friendly Reviewed on: 3rd April 2023

An app so easy to use a child could do it

The app is very straightforward and easy to use my daughter could do it. Highly recommend and even increased their saving rates straight after Bank of England raised theirs Reviewed on: 3rd April 2023

All round great

Great interest rate which is quickly updated when the base rate is adjusted and option to boost for extra interest if desired. Reviewed on: 3rd April 2023

Great savings

East to use and set up account. Interest rate increases as Bank of England increases interest rates so very competitive Reviewed on: 3rd April 2023

Easy, safe and quick

great rates, good tools and advice, easy online service. Top marks so far! Reviewed on: 3rd April 2023

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account.

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account. Four different interest options and best savings rates on the market! Reviewed on: 3rd April 2023

highly recommended to all

great interest rates, easy to set up and flexible to suit lots of different needs. recommended to many friends and family Reviewed on: 3rd April 2023

Good saver

it has helped me save money Reviewed on: 3rd April 2023

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