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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple flexible savings

Good basic competitive interest rates with simple “savings pots” for selective savings boosts. Pretty fast changes to interest rate changes made me end up with a large proportion of my savings in Zopa. Reviewed on: 3rd April 2023

Simple and easy to use

Linked to your account account banking app so very easy to move your funds about Reviewed on: 3rd April 2023

Great, simple way to save

Love Zopa - it’s so intuitive, easy to use and the interest rates are probably the best in the market. Would definitely recommend to friends and family. Reviewed on: 3rd April 2023

Easy to use

Ease to use with a great savings rate. The app is fresh easy to manage and find what you are looking for. Very easy to move money in and out the platform. Overall a great product and comforting to know my savings are held there. Reviewed on: 3rd April 2023

Great easy to use

Good rate of return, easy to use and separate your money into different length pots Reviewed on: 3rd April 2023

Appy Days

Trusting an app for your saving needs can be quite daunting but Zopa has been the best savings account I’ve ever used. It’s easy, quick and the interest rates are phenomenal for the type of account it offers. I’ve recommended this app/bank to all my friends who are looking for an easy way to save. Couldn’t ask for anything more other than money transfer times being a little quicker, although this is very minor as the transfers aren’t long, between 20mins - 120mins depending on which service you use. Reviewed on: 3rd April 2023

Great rates and easy to use

Market leading rates at all levels of savings access. Easy to use app. Reviewed on: 3rd April 2023

So far, so good!

I've been using Zopa for 3 months and it's been great so far. Reviewed on: 3rd April 2023

Good efficient service

Always kept up to date on new interest rates etc, payments in and out carried out in seconds. Would highly recommend Reviewed on: 3rd April 2023

Simple and Easy

Very happy with the Zopa experience to date. Reviewed on: 3rd April 2023

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