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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Competitive but flexible

I have three accounts, base, 7 day and 31 day so that I can manage my money more easily. App is easy to use and when I have needed to move cash between accounts it is straightforward, given me flexibility, security and attractive interest rates. Got my wife to open accounts too :) Reviewed on: 3rd April 2023

Easy saving

Zopa was very easy to set up and manage. The app allows for instant access and transfers. The boosted pots are also helpful to have different saving goals. Reviewed on: 3rd April 2023

I would 100% recommend to anyone else

I recently opened a Zopa savings account based on interest rates, service & ease of the product/brand. I would 100% recommend to anyone else as the its a great easy service with very competitive products!! Reviewed on: 3rd April 2023

great account

This is a great savings account. It is easy to use, has flexible choices built in and the interest rates are excellent. I wouldn't hesitate to recommend it. Reviewed on: 3rd April 2023

Great easy to use app

Great easy to use app giving flexibility and good market interest rates Reviewed on: 3rd April 2023

Smart saver

Every thing st the touch of a button. Regular updates and easy access. Would highly recommend. Reviewed on: 3rd April 2023

Simple saving

I opened up a smart saver after seeing Zopa recommended on money saving expert. It was very straightforward to set up and use. I really like the different saving pots too which helps me allocate certain funds for different saving goals. Reviewed on: 3rd April 2023

Great saver

I find Zopa really good for savings - I like that you can split it into pots and boost different ones. It's a really handy tool. Reviewed on: 3rd April 2023

Great rates

Fantastic rates and very open and easy to use app Reviewed on: 3rd April 2023

Saving

I’m very happy with the way I’m am treated and I have no problem when I need to make a withdrawal Reviewed on: 3rd April 2023

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