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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

All good

Great and easy to use app. Good interest rate which has increased since first opening Reviewed on: 20th February 2023

Easy to help you save

Easy to use pots to save for certain reasons and different access times for each pot Reviewed on: 20th February 2023

Intuitive interface - accessible to all

A great product built around simplicity and flexibility for it users. Reviewed on: 20th February 2023

Simple and straightforward

The app is brilliant.. so easy to use and the application process is so quick and easy. Great interest rates too. I've recommended to everyone!!! Reviewed on: 20th February 2023

Easy to plan for savings and spending to maximise interest earning

When I have savings put aside for future spending I can choose where to keep them for when I need it to maximise interest earned Reviewed on: 20th February 2023

Very easy and good rates

Zopa have great tech and have consistently increased the interest rate to keep competitive in the market Reviewed on: 20th February 2023

Great features to organise savings

Really like the boost pots, very simple to use and set up in a personalised way. Have already recommended to friends and family. Reviewed on: 20th February 2023

Great savings account

A great account for interest and savings, the app is very informative and encourages planning and saving Reviewed on: 20th February 2023

Easy to set up. Good app

Set up an account because of the higher interest rate than what was offered by my previous savings account. Really easy to set up. App is well designed and easy to use. I also like the option of the boosted pots Reviewed on: 20th February 2023

Easy to use and good rates!

Easy to use online service, good rates. Reviewed on: 20th February 2023

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