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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy peasy

The simplest, most straight forward savings I ever used! Opened in minutes, all done by my phone, good rate -recommend to everyone! Reviewed on: 3rd April 2023

Would recommend!

Great company, no issues with moving money, they also allow you to boost a pot with how ever much you want for either 1week, a month or 3 months giving you extra interest. They also keep up to date with the going rates, giving you a reason to stay with them. I would recommend them for sure. Reviewed on: 3rd April 2023

Would recommend

As a new customer, I couldn’t be happier making the switch with my savings. Simple, easy to manage and move my money. I would recommend! Reviewed on: 3rd April 2023

Great way to manage savings

Easy to set up and transfer savings and manage different pots. Have recommend to friends looking for a new savings account. Reviewed on: 3rd April 2023

Great savings account

Really flexible options and regularly updated savings rates in line with inflation. Regularly one of the best easy-access cash savings accounts and a doddle to use. Reviewed on: 3rd April 2023

Best 95 days Notice Saving Account

The app is so simple to use to move from one type of account to another, very user friendly Reviewed on: 3rd April 2023

Excellent interest rates

Easy to use mobile app, quick verification and excellent interest rates. Can't complain Reviewed on: 3rd April 2023

High interest, easy use.

Very pleased with the interest rates Zopa gives on their easy access savings account. Their app is easy to use. Reviewed on: 3rd April 2023

Simple, easy and straightforward

Simple to set up Easy to use Straightforward savings account. Just how it should be. Reviewed on: 3rd April 2023

Excellent All Round

Easy to open.... excellent rates.... no hassle Reviewed on: 3rd April 2023

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