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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Quick, easy & good rates

Saw Zopa online when looking for better savings rates and was easy to sign up. The ability to split your savings into pots and then put some of these on higher rates if you need less access is very useful. Reviewed on: 24th March 2023

Great Service

It was really quick & easy opening account online. I opened because unhappy that interest rate rises not passed on by my current bank. Reviewed on: 24th March 2023

Easy set up

As a new customer it was really easy to set up an account via the app and get saving quickly. Reviewed on: 23rd March 2023

Best Savings account ever!

I have had a seamless experience setting up and managing my new smart saver account with Zopa,I have already started recommending your company to my family and friends. I love the idea of money locked away with no minimum starting amount and I look forward to saving with you for many years to come. Keep up the good work Zopa! Reviewed on: 23rd March 2023

Savings

Really easy to use and a good rate of interest Reviewed on: 21st March 2023

Best savings account

Great interest rates, easy access and class leader Reviewed on: 21st March 2023

Really convenient

The Zopa app is very convenient. Money that is transferred into the general pot can take around 15 minutes to show up, but then it's easy to move it into different boosted pots. Reviewed on: 21st March 2023

Super Good

Easy to setup, get help, use the app and apply Reviewed on: 20th March 2023

just outstanding best intrest rate on the market

happy as can be easy to use app and the suecrety is safe Reviewed on: 20th March 2023

Excellent service

Very quick and easy to setup an account, to take photos of id, etc required for creating an account, all the time being kept informed via email/text of the progress of my application and within hours able to start adding funds to my account via Open Banking. I was also pleased that the opening of an account required login security settings to be setup as part of the process, something that some of Zopa's rivals failed to do. The app is also easy to use and I would definitely recommend Zopa to others. Reviewed on: 20th March 2023

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