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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Fantastic product for incremental saving

Found this a really great tool for building my savings without really noticing. I have desperate pots for different financial goals and by setting specific accessibility that dictates the interest rate, Is great for discouraging me to spend too. Reviewed on: 20th February 2023

Flexible savings

I like the flexibility zopa gives to save money into designated savings pots, these easily allows me to see how my savings targets are going and to boast my savings with the option to lock the money for a set time, reducing my urge to spend Reviewed on: 20th February 2023

Hassle-free saving

Love the app and the interface which makes moving money around seamless and hassle-free. The interest rates are the best out there for what I was after. Couldn't recommend more Reviewed on: 20th February 2023

Best savings product I have

I have only had an account with Zopa for a year but it is by far the best I have. Communication is great, the app is very easy to use and the interest rates are very competitive. Reviewed on: 20th February 2023

Good interest

Good interest rate and app easy to use Reviewed on: 20th February 2023

Simple app that works

Secure..Interest rise from bank of England was passed on to zopa savers,unlike the main banks. Reviewed on: 20th February 2023

Great Flexibility

I like the option to have different time periods to lock in savings in the same account. All of which offer great interest rates Reviewed on: 20th February 2023

Great interest and easy to use

The app is really easy to use and the interest rates are good. The boosted pots also help to save easily as they aren’t accessible immediately Reviewed on: 20th February 2023

Good app and good rates

Product works well and the rates a good. Reviewed on: 20th February 2023

Great product

Easy and quick to set and and administer, great, market leading interest rate Reviewed on: 20th February 2023

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