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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Really Happy

Happy with how quick it is to transfer funds into my savings account. The interest rate is excellent. Reviewed on: 3rd April 2023

Great Savings Provider

Zopa have been a fantastic savings provider. The account was easy and quick to setup and the app is great, very straight forward to use. I also really like the functionality of setting up different saving pots and being able to create short term fixes for better rates. Overall, would definitely recommend Zopa. Reviewed on: 3rd April 2023

So easy to use and great rates

Really loved using zopa, it was super quick to set up and simple to understand. The interest rates are great and I love the app functionally. Reviewed on: 3rd April 2023

Truly great banking

I was recommended Zopa by a family member and I have no regrets signing up with them. It allows me to save money with no hassle. Transfer time is quick and offers amazing saving interest rates Reviewed on: 3rd April 2023

Great platform

Really easy to use and assign different pots for different uses Reviewed on: 3rd April 2023

Good Rates and Good Customer Service.

A very clever concept in Savings Accounts - works very well. Reviewed on: 3rd April 2023

Great products!

Zopa have good products. They are really quick to pass in the interest rate changes. Also, payments into credit card appears instantly! Reviewed on: 3rd April 2023

Best savings account I've had

They are very quick to pass on any changes in official interest rates. No waiting around for weeks or months for them to nudge up or down by .05%, they give you almost the full official rate. Best savings account I've had. Reviewed on: 3rd April 2023

Super Zopa

Best app around, easy to use and super competitive Reviewed on: 3rd April 2023

Best Savings Account

Extremely easy account to set up, very accessible app, great interest rates. Highly recommend. Reviewed on: 3rd April 2023

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