Smart Money People Logo

Zopa: Smart Saver reviews

4.93
Based on 6,088 reviews, last reviewed 20th Nov 2024
60% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Decent app but needs more functionallity. Decent app but needs more functionallity such as 'Joint accounts' ability to transfer into a specific pot from a linked account via the existing 'pull... Read more Reviewed on: 3rd October 2024
rosemary s's avatar
rosemary s

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (6088)

Excellent rates and easy to use

5
Zopa automatically adjust their rates, even for accounts where withdrawal notice is being given. Their range is options for instant access and notice accounts gives the option to split your savings easily to suit many needs. The top up and withdrawal times are very fast, usually within 20 minutes. Reviewed on: 11th January 2023

Amazing

5
Really easy to setup and use, great service. Reviewed on: 11th January 2023

Savings made simple

5
Easy to set up, easy to move money from and back to my linked bank account. No minimum savings, no penalties for withdrawals and the best easy access interest rates to be found on the market. Reviewed on: 11th January 2023

5 star

5
Been using a month - no complaints! Easy to use Reviewed on: 11th January 2023

Simple and effective savings

5
My experience of Zopa for savings has been excellent. The concept of savings pots - with boosted rates if 'locking in' on their 7, 31 or 95 days notice offerings - is simple to understand and encourages financial planning. The rates are very competitive, deposits and withdrawals are efficient, and the app is well-designed. Reviewed on: 11th January 2023

Highest interest rate available

5
So far the app is very user friendly. Very quick transfers. The different pot options is very helpful to have all in one place. And the interest rate is the highest of all available products. Reviewed on: 11th January 2023

Definitely worth a look!

5
Easy to set-up/maintain good communication/good rates of interest Reviewed on: 11th January 2023

Easy to use

4
Very easy to use and to open and transfer. Highly secure as well with good interest rates Reviewed on: 11th January 2023

Exceeded expectations

5
Great idea, easy to open, easy to add to, easy to use if not IT literate. Great interest rates compared to others. Highly recommend Reviewed on: 11th January 2023

Savings

5
Easy to set up! Allows for separate savings pots which is great for saving for certain things. Higher rates the longer you 'lock'your money into an account. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products