Smart Money People Logo

Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8052)

Zopa - great rates, great UX

5
An every day cash savings account only requires a few things to be great. Easy to open, easy to use and great rates. Zopa does all of these well and has set the bar. Reviewed on: 18th March 2023

Good account shame about the App

3
Great saving account however the app is very flakey and not very user friendly Reviewed on: 18th March 2023

Good saving rate

5
Very easy to operate the account. Reviewed on: 18th March 2023

Instant Access with a Good Return

5
Easy set up online - Good security and App works well Reviewed on: 18th March 2023

Top notch

5
Simple and easy to use and always get a prompt reply Reviewed on: 18th March 2023

Easy to use

5
Easy to use app. Lots of savings options Reviewed on: 18th March 2023

Amazing smart saver experience!

5
After doing a lot of research I went with Zopa for a savings account and it’s very easy to set up and use, it’s great! Reviewed on: 18th March 2023

Whoop whoop!

5
A great, easy and efficient way to save Reviewed on: 18th March 2023

Easy to use savings account

5
Zopa is an easy to use mobile phone bank account offering excellent savings interest rates. Reviewed on: 18th March 2023

Superb bank

5
Great service,good interest rates Reviewed on: 18th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5954 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43506 reviews
    Zopa
    View all products