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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great servicr

It’s been a great experience so far. Reviewed on: 3rd April 2023

Great Account for Organising Savings

Easy to set up and everything works as it should. Great for keeping funds in separate pots for different saving goals. Reviewed on: 3rd April 2023

Excellent rates and so simple to use.

Exactly what it says in the title. Great rates for my saving and so simple to do. When banks are struggling to give you the best rates for your savings, in jumps Zopa and sets the ball rolling. Very easy to use app and everything is just so simple. I would recommend this to everyone. Reviewed on: 3rd April 2023

Great Smart Saver

Good interest rates, easy to set up and very easy to move money from one account to the smart savings account. Have already recommended to my friends and family! Reviewed on: 3rd April 2023

Clear and easy

Clear and easy way to save money. Interest added monthly. Love it. Reviewed on: 3rd April 2023

Great savings account

Great smart saver account. Easy to manage. Highly recommend Reviewed on: 3rd April 2023

Easy to use, great interest

Very easy to use and I like the app. The interest rates are very good, even for the easy access pots. Reviewed on: 3rd April 2023

Simple, clean interface and good rates

Simple, clean interface and good rates. What more can you ask for! Reviewed on: 3rd April 2023

Great simple to use navigate so start saving

Great bank, app, easy to use, navigate and great rates too Reviewed on: 3rd April 2023

Hassle Free Investing

Easy to open, fast withdrawals and great interest. Reviewed on: 3rd April 2023

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