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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy!

Very easy to use and setup with no restrictions. App is also very easy to work. Reviewed on: 18th March 2023

Good interest rate and simple to open.

One of the best interest rates for easy access. Simple to open and able to transfer money into the account the same day I opened the account. Reviewed on: 18th March 2023

Great interest rates

Great interest rates, quick and easy to set up and very user friendly. So glad I opened an account Reviewed on: 18th March 2023

No-fuss opening & great rates

Opening my new saving account couldn't have been eraser. The rates offered are the best currently available, even for the easy access option. Reviewed on: 18th March 2023

Fast and Efficient Savings Account

I opened a Smart Saver with Zopa. Extremely easy to set up and very efficient security checks completed. Excellent customer service on any queries I had and felt comfortable having my money with them. Reviewed on: 17th March 2023

Super quick and easy to use

After struggling with high street banking, I found Zopa such a straightforward app use to set up a savings account. Great interest rates with the bonus of having a secondary higher interest pot. Reviewed on: 17th March 2023

Easy saver

Very easy to set up. Very easy to use app. Reviewed on: 17th March 2023

Super easy way to save

Simple and easy to use app! Easy to pay money in and take it out! I would definitely recommend. Reviewed on: 17th March 2023

Easy to use

Great app, user friendly, great way to save for a special occasion or anything else Reviewed on: 17th March 2023

Good interest rate easy to use

Product with a great interest rate for instant access, and options for even better rates for notice accounts. App is really easy to use. Reviewed on: 17th March 2023

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