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Zopa: Smart Saver reviews

4.94
Based on 7,794 reviews, last reviewed 7th Mar 2026
58100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Zopa allowed me to sort my finances many times. Zopa allowed me to sort my finances many times. They have a very competitive rate. Ease of use and quick. The service is excellent. I am thankful to Z... Read more Reviewed on: 7th March 2026
Kaye Young's avatar
Kaye Young

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7794)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to set up.

5
Easy to set up and add and withdraw my money. Easy access through app. Any problems and customer service is second to none. Reviewed on: 24th April 2025

I have genuinely never had a better bank, I am astou...

5
I have genuinely never had a better bank, I am astounded by the level of service provided by zopa. Reviewed on: 24th April 2025

Zopa is a great way to save and I’ve recommended it...

5
Zopa is a great way to save and I’ve recommended it to so many people Reviewed on: 24th April 2025

Great way to look after your savings

5
Very easy to setup on phone or iPad and just as easy to put more funds in or take some out ,good interest rates aswell Reviewed on: 24th April 2025

A refreshing change

5
Provides a refreshing change to normal online banking. Transfers are exceptionally fast. Customer service is OK but needs improving. Reviewed on: 24th April 2025

Easy to set up and use.

5
Easy to set up and use. App is clear and user friendly Reviewed on: 24th April 2025

Excellent service. Fantastic credit card

5
I love everything about Zopa brilliant card good credit Reviewed on: 24th April 2025

Great app.great rates.

5
Great app. Really fab ability to have saving pots. Brilliant interest rates on regular saver Reviewed on: 24th April 2025

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5
Ghjjjk think this nnmmm ddddbjjj cv non jjjj Reviewed on: 24th April 2025

I've joined the zopa bank and I also have a credit c...

5
I've joined the zopa bank and I also have a credit card and saving account they are very helpful thank you zopa Reviewed on: 24th April 2025