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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Fantastic to use online

I have not had to contact customer service, hence neutral vote. The website and app are so easy to use, fantastic Reviewed on: 31st March 2025

Excellent - straightforward applications

Excellent - straightforward applications Reviewed on: 31st March 2025

Great rates, great service, great range of products

Great rates, great service, great range of products Reviewed on: 31st March 2025

Just soo easy

Just soo easy and user friendly, love it bring on my mobile keep up the good work Reviewed on: 31st March 2025

Very good start so far and have had a good...

Very good start so far and have had a good experience Reviewed on: 31st March 2025

Really good value for money with their interest rates.

Really good value for money with their interest rates. Reviewed on: 31st March 2025

Super interest on the "holiday" savings plan

Super interest on the "holiday" savings plan Reviewed on: 31st March 2025

Great service

Quick, easy to use, transparent rates etc Reviewed on: 31st March 2025

Excellent, competitive rates.

Excellent, competitive rates. Very user friendly app Reviewed on: 31st March 2025

Nice straight forward banking.

Nice straight forward banking. Really like the app and so easy to use Reviewed on: 31st March 2025

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