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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Great savings plan

Simple to use and great rates with many options to help save Reviewed on: 11th January 2023

Great!

Good rates Really easy to set up and manage online Excellent communications Reviewed on: 11th January 2023

Great

Zopa has a great range of easy access and fixed options to pick and choose from helping you to make the most of your savings. Reviewed on: 11th January 2023

Straight forward

I found the whole process , simple and straightforward without any issues. Reviewed on: 11th January 2023

Zopa's savings products are amazing

I save regularly to savings accounts, but Zopa's product is better with interest and easy-to-choose options to earn even more. I've moved all my regular savings to Zopa now. Reviewed on: 11th January 2023

Really easy to use

Great app easy & clear. Interest is easy to understand and good rates as well Reviewed on: 11th January 2023

Fab interest rate

New customer found it easy to set up the smart saver yet to make a withdrawal but deposits have been simple! Reviewed on: 11th January 2023

Excellent

Great product, easy to use customer experience and awesome service Reviewed on: 11th January 2023

Easy Saver

Simple and easy to use, transfering money couldnt be easier Reviewed on: 11th January 2023

Easy to use and innovative savings products

App is very easy to use and love the savings pots Reviewed on: 11th January 2023

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