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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,785 reviews, last reviewed 7th Mar 2026
57300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Helping my family boost our money Easy to set up, great app, amazing interest rates. Very happy Reviewed on: 7th March 2026
Ben W's avatar
Ben W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7785)

A pot for everything

5
Zopa work well for me as a saver (who finds it difficult to spend my money). I have pots for things I need to save for (holidays, car, presents/Christmas, professional fees) and put money in monthly after getting paid and paying all other bills. Knowing that everything is accounted for means I can spend the leftover gilt free! Reviewed on: 11th January 2023
Lauren Strathearn's avatar
Lauren Strathearn

Best easy access savings

5
Easy to use app, great interest rates with boost pots too Reviewed on: 11th January 2023
Matthew Crossley's avatar
Matthew Crossley

Easy

5
App easy to setup and transfer to new phone. 10/10 Reviewed on: 11th January 2023
danny.emerton@hotmail.com's avatar
[email protected]

Good

5
Good thanks for the great service Reviewed on: 11th January 2023
Nik's avatar
Nik

Best on the market

5
Title say is it all. Great app and great rates. Reviewed on: 11th January 2023
ChrisP's avatar
ChrisP

Professional service

5
If you could design an online bank you would be wasting your time as Zopa got there first with a professional, easy to use app and backup Reviewed on: 11th January 2023
STEVE T's avatar
STEVE T

Excellent bank

4
Such a great bank to save with. The app is excellent and very easy to navigate. It's the easiest account I've had to add and withdraw money. Reviewed on: 11th January 2023
Stephen James's avatar
Stephen James

Easy to use account

5
Great mobile app and very competitive interest rates Reviewed on: 11th January 2023
Jordi's avatar
Jordi

Excellent service

5
I've used Zopa for over a year now. Excellent service Reviewed on: 11th January 2023
Andy Puttock's avatar
Andy Puttock

Excellent

5
Simple to use and flexibility on different accounts and different interest rates. Reviewed on: 11th January 2023
Helen Burbridge's avatar
Helen Burbridge

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