Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7787 reviews)

View other Zopa products

4.94

Based on 7,787 reviews, last reviewed 7th Mar 2026

57500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Yopa great bank Great experience using app and great rates of interest Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7787)

Ease of savings

Simplistic banking at its best. Easy withdrawals, incase of unexpected expenses. Reviewed on: 11th January 2023

Easy Peasy Banking

Very straightforward to open an account & manage money matters via the App. Transfers are very fast too - which is helpful - plus interest rates are very competitive. Reviewed on: 11th January 2023

Better than the high street

After looking around to see the best place to put my savings, Zopa seems to be the best for interest rates. Reviewed on: 11th January 2023

High interest rates & excellent app

Zopa has consistently, had high interest rates over the past year and their app is excellent. It's so easy to use and very intuitive. The account was easy to set up. Reviewed on: 11th January 2023

Excellent way of saving.

Easy to use app with the best rates around. Reviewed on: 11th January 2023

User friendly app, speedy account opening, most importantly good interest rate

User friendly app, speedy account opening, most importantly good interest rate Reviewed on: 11th January 2023

Best savings interest rate

Very easy to operate account with a good interest rate for savings Reviewed on: 11th January 2023

The future of banking

Great bank. Easy to use app. Great savings rates. Reviewed on: 11th January 2023

Saving made simple

I’ve managed to save so easily with their smart saver with great interest rates , withdrawing is easy ! Great service too Reviewed on: 11th January 2023

Excellent

Excellent company - easy and accessible way to save - great app Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings (discontinued)
from National Fire Savers Credit Union (inactive company) 2.00 from 1 reviews
Savings
from Bedford Credit Union 4.84 from 15 reviews
Charity Saver
from Triodos Bank 4.95 from 155 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5863 reviews
Cash ISA
from Zopa 4.94 from 1498 reviews
Credit card
from Zopa 4.94 from 43094 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub