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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent service

So easy to use and great rates wouldn't go anywhere else Reviewed on: 11th January 2023

Easy, clear and good rates

The account was easy to set up. The app is easy to use and clear and Zopa offers good rates. Reviewed on: 11th January 2023

Excellent Options

This savings account was easy to open, with all the required checks being carried out on line. The options to hold several pots to maximise interest on your savings are excellent and the service so far has been exemplary. Reviewed on: 11th January 2023

Encourages saving

Really encourages saving especially with the access pots. Very easy to top up and see how your savings are progressing. Reviewed on: 11th January 2023

Easy as 1 2 3

It is really easy using the app to open an account and manage your savings. Plus you get good interest rates. Reviewed on: 11th January 2023

Great banking

Great banking, quick and easy to use app. I can instantly see within minutes when transferring funds. Customer service is excellent. Reviewed on: 11th January 2023

10 into 1 Savings Account!

The Zopa Smart Saver Account is a fantastic savings product that allows the saver to gain the benefits of instant and term saving accounts in one place. The savings rates are excellent and the products allow flexibility and control of your savings. I wished I had this product many years ago!! Reviewed on: 11th January 2023

Just what I needed to save some cash !!!

I've had this account for a few months now and it's so easy to access, manage and set up a savings goal. You can easily change the monthly standing order to suit your affordability. Great way to save and earn some interest. Great account. Definitely worth having !!! Reviewed on: 11th January 2023

Fantastic savings interest rate

Easy to open an account with a brilliant user friendly app. Just enough communication via email. I’m impressed! Reviewed on: 11th January 2023

Great product

Very impressed with this app and interest rates Reviewed on: 11th January 2023

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