Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Great service

No complaints whatsoever, happy with them Reviewed on: 11th January 2023

Good interest paying bank

Really competitive bank, usually paying best rates. Easy to set up with the app. And we’ll worth trying Reviewed on: 11th January 2023

Perfect for instant access savings

Quick set up, great rates, accessible app Reviewed on: 11th January 2023

It's great easy to use

All works well with quick money withdrawals Reviewed on: 11th January 2023

So Easy!

Amazing communication, constantly kept up to date with savings rates yet not spammed with lots of messages. Easy to open, withdraw and add money. The app is very easy to use and visually clear Reviewed on: 11th January 2023

Simple and just works

Great UI and great interest rate on savings. Reviewed on: 11th January 2023

Straightforward Savings

Impressed with savings rate going up after I opened my account, interest added monthly Reviewed on: 11th January 2023

Excellent savings account

Great rates, great access. Easy to set up account. Up to 85k protected by FSA Reviewed on: 11th January 2023

Technophobe friendly

Good rates, clear descriptions, great contact if any queries and even a technophobe like me can do an app based savings account! Reviewed on: 11th January 2023

Good interest rate

Simple easy to use app. The basic saving account has market leading interest rate. I like the ability to create multiple pots and that you can get even better interest with two notice account options ( 30 and 95 days). Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access and notice accounts
from Paragon Bank 4.20 from 7 reviews
Savings
from NHS Credit Union 4.95 from 777 reviews
e-Saver Account
from Principality Building Society 4.46 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub