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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Brilliant savings rate

Excellent and easy app. Quick to transfer money in and out of account and they change the interest rate in line with Bank of England interest rate changes. Getting a good return on savings finally! Reviewed on: 11th January 2023

Easy Process with excellent customer service!

I recently opened a savings account and I have to be honest I was surprised at how easy and efficient it was! Their app was so straightforward and the application process only took a few minutes! They kept me regularly updated as to the progress of my application and their customer service team were extremely helpful! Reviewed on: 11th January 2023

Easy to manage with good interest

Really simple to use can keep enough for emergencies as easy access and put more away to get more return. Reviewed on: 11th January 2023

Easy and competitive

The app is easy to use and the interest rates are very competitive. Reviewed on: 11th January 2023

Outstanding and easy

I had a Zopa credit card and came into money needing saving. Best rates easy to use App Very convenient and incredibly useful Reviewed on: 11th January 2023

Great savings rates

Great savings rates and an easy to use application. Great idea having the two options for primary and boosted savings. Easy, at a glance savings. Reviewed on: 11th January 2023

Great service

No complaints whatsoever, happy with them Reviewed on: 11th January 2023

Good interest paying bank

Really competitive bank, usually paying best rates. Easy to set up with the app. And we’ll worth trying Reviewed on: 11th January 2023

Perfect for instant access savings

Quick set up, great rates, accessible app Reviewed on: 11th January 2023

It's great easy to use

All works well with quick money withdrawals Reviewed on: 11th January 2023

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