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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,794 reviews, last reviewed 7th Mar 2026
58100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Zopa allowed me to sort my finances many times. Zopa allowed me to sort my finances many times. They have a very competitive rate. Ease of use and quick. The service is excellent. I am thankful to Z... Read more Reviewed on: 7th March 2026
Kaye Young's avatar
Kaye Young

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (7794)

Top new savings

5
Great service great app and amazing rate Reviewed on: 11th January 2023
Nicky's avatar
Nicky

Great interest rates and easy to use

5
Zopa has the best interest rates I’ve seen and is also so easy to use for someone who is just starting their savings journey. Their email communications are super helpful. Reviewed on: 11th January 2023
Andrea Lee's avatar
Andrea Lee

Breath of fresh air.

5
Clean tidy and easy to use. Competitive rates too. Reviewed on: 11th January 2023
Martyn's avatar
Martyn

East peasy

5
Just joined ZOPA. Best easy access savings rates currently. Very easy process even for a 60+ user! Reviewed on: 11th January 2023
fosseyheather@gmail.com's avatar
[email protected]

Great saving service

5
Easy to navigate app, quick access, quick depositing service, good interest rates - can’t fault it. Reviewed on: 11th January 2023
Free McKenna's avatar
Free McKenna

Best savings rate available

4
Easy to use app, best savings rate available and boosting with notice pots is super easy Reviewed on: 11th January 2023
Ollie Denning's avatar
Ollie Denning

Great Savings

5
Love the fact that you can increase savings rate within the same app with slightly increased notice. Very flexible and easy to use. Reviewed on: 11th January 2023
Debbie's avatar
Debbie

Best rate for instant access

5
Best rate out there if you have some money you might want to access. Easy to pay in and withdraw, and app works well. Reviewed on: 11th January 2023
Boody's avatar
Boody

Good rates

5
Very easy to use good rates and easy to move money Reviewed on: 11th January 2023
Sally Standart's avatar
Sally Standart

Best rate

5
Zopa currently has the best rate and the app is easy to use Reviewed on: 11th January 2023
James A Foley's avatar
James A Foley

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