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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,874 reviews, last reviewed 7th Mar 2026
65700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use. Great rates. Easy to use. Simple clear friendly communication and great savings rates. Reviewed on: 7th March 2026
Jon G's avatar
Jon G

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7874)

Super zopa

5
Zopa is amazing. So so easy to use Reviewed on: 11th January 2023
Tom Houlton's avatar
Tom Houlton

Easy to use and fun app!

5
The smart saver makes saving easy and helps you think about longer term savings Reviewed on: 11th January 2023
Simon Pestana's avatar
Simon Pestana

Great savings, great service, great bank!

5
Love Zopa - having been a customer from 2017 I couldn’t recommend them or their products enough. Excited to see what they do next! Reviewed on: 11th January 2023
Lauren's avatar
Lauren

Great rates!

5
Easy to set up, easy to use, great features and love that it’s all based on the app Reviewed on: 11th January 2023
Mathew Edwards's avatar
Mathew Edwards

My Zopa

5
Just started using the Zopa app and Smart saver. Seems easy and offers some good interest rates Reviewed on: 11th January 2023
Chris Capper's avatar
Chris Capper

Top Savings Provider

5
Great App. So easy to set up and use. Choice of saving options made easy. A welcome change from others. I have a number of savings accounts elsewhere and this stands out. Highly recommended. Reviewed on: 11th January 2023
Phillip Needham's avatar
Phillip Needham

Excellent

5
Excellent service from zopa and the savings pot Reviewed on: 11th January 2023
John Carruthers's avatar
John Carruthers

Versatility personified

5
Zopa offer a savings product the like of which I have not seen in 50 years in finance. The ability to have tranches of money at different notice periods and interest rates has brought simplified innovation to the masses. Great product that I have recommended to family, friends and colleagues. Reviewed on: 11th January 2023
Philip Pell's avatar
Philip Pell

Digital and easy

5
Zopa is a modern and easy to use bank due to their digital presence and leading products Reviewed on: 11th January 2023
MH's avatar
MH

Top notch

5
Good interest rates and very easy to use. Reviewed on: 11th January 2023
Keezo Mac's avatar
Keezo Mac

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