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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Simply the best

Zopa has the best rates of interest for those who want access to their money immediately, 7 days notice, 31 days notice or longer. The app is simple to use with really good security. Well done Zopa. Reviewed on: 11th January 2023

Good savings rate

Decent comparative rate compared to other banks Reviewed on: 11th January 2023

The best saver account

it's very easy to open a savings account and it has the best interest rate on the market, and last but not least, you have very fast access to money when you need it, you don't have very long fixed terms! Reviewed on: 11th January 2023

Great functionality

Great rates and powerful, self-managed flexibility. Reviewed on: 11th January 2023

Smart product with great rates

I’ve already advised family and friends to open an account. It’s a unique account: pots with differing notice periods and even the instant access rate tops the best buys. Recommend. Reviewed on: 11th January 2023

Great savings rates

No hassle no fuss range of easy saver rates. Fab app, easy to use and add and withdraw money. Keep on what you’re doing! Reviewed on: 11th January 2023

Great rates, easy to use app.

Great interest rates which have remain competitive throughout the recent BOE base rate increases. Easy to use app. Reviewed on: 11th January 2023

Amazing

Best savings app I’ve ever used. Zopa allowed me to gain the highest interest rates on the market Reviewed on: 11th January 2023

Fabulous rates, great versatility

I have a number of different pots for different reasons with different access periods so I can easily organise and track my Savings. Easy to use and easy to withdraw your money when you need it. Great product Reviewed on: 11th January 2023

Very easy to use

Very easy and higher saving rates than competitors Reviewed on: 11th January 2023

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