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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Best rates around

Simple and easy to set up and use. Highly recommended to everyone. Reviewed on: 11th January 2023

Simple & effective

Easy to set up and manage. Good communication and competitive or market leading rates. Reviewed on: 11th January 2023

Well designed website with great interest rates

I came across the website whilst looking for decent interest rates for my savings. I found the website easy to navigate with extremely competitive interest rates and easy to set up. Reviewed on: 11th January 2023

A no-brainer

So easy to set up and run via the app, swift and efficient, and the best interest rate on the market. Reviewed on: 11th January 2023

Simply the best

Zopa has the best rates of interest for those who want access to their money immediately, 7 days notice, 31 days notice or longer. The app is simple to use with really good security. Well done Zopa. Reviewed on: 11th January 2023

Good savings rate

Decent comparative rate compared to other banks Reviewed on: 11th January 2023

The best saver account

it's very easy to open a savings account and it has the best interest rate on the market, and last but not least, you have very fast access to money when you need it, you don't have very long fixed terms! Reviewed on: 11th January 2023

Great functionality

Great rates and powerful, self-managed flexibility. Reviewed on: 11th January 2023

Smart product with great rates

I’ve already advised family and friends to open an account. It’s a unique account: pots with differing notice periods and even the instant access rate tops the best buys. Recommend. Reviewed on: 11th January 2023

Great savings rates

No hassle no fuss range of easy saver rates. Fab app, easy to use and add and withdraw money. Keep on what you’re doing! Reviewed on: 11th January 2023

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