Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Easy to setup and understand

Great product, so easy and simpler Reviewed on: 11th January 2023

Great savings accounts!!

So glad I found Zopa! Great range of savings products- choice of different accounts with varying terms is excellent!! Reviewed on: 11th January 2023

Fabulous bank account

I can save for variable lengths of time earring more interest for longer notice given. Who does not need a Zopa? Fabulous account!! Reviewed on: 11th January 2023

Brilliant savings account

I was looking for a new savings account to transfer funds to from premium bonds, which weren’t working out for me. I found Zopa through Money Saving Expert’s website and loved the idea of being able to transfer savings into different pots to suit current and future needs. The process of opening the account was super easy. When I needed help their FAQs answered my question very easily and quickly. They have good interest rates and I like how easy the app is to use. Will definitely recommend. Reviewed on: 11th January 2023

Customer-centric

Really impressed - app is easy to use, feels intuitive & secure. Savings rates passed on quickly & easy to move money in & out, anytime of the day or night. Reviewed on: 11th January 2023

Easy to use

Super easy to use and gives helpful prompts on improving credit rating Reviewed on: 11th January 2023

Best rates around

Simple and easy to set up and use. Highly recommended to everyone. Reviewed on: 11th January 2023

Simple & effective

Easy to set up and manage. Good communication and competitive or market leading rates. Reviewed on: 11th January 2023

Well designed website with great interest rates

I came across the website whilst looking for decent interest rates for my savings. I found the website easy to navigate with extremely competitive interest rates and easy to set up. Reviewed on: 11th January 2023

A no-brainer

So easy to set up and run via the app, swift and efficient, and the best interest rate on the market. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Skipton Building Society 4.42 from 106 reviews
Savings
from Suffolk Building Society, formerly Ipswich Building Society 4.95 from 2090 reviews
Savings
from Coventry Building Society 4.31 from 129 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub