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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy peasey savings

5
Great and easy savings accounts simple to navigate Reviewed on: 11th January 2023
splastow@sky.com's avatar
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Review

5
Great app based savings with excellent customer service. Reviewed on: 11th January 2023
Keith's avatar
Keith

Good product. Easy to use. Great communication.

5
Easy to use app. Info communicated easily. Good rates changed regularly Reviewed on: 11th January 2023
John Christie's avatar
John Christie

Good rates and good app

5
Some of the best interests rates and their app is very easy to use. Reviewed on: 11th January 2023
Alex's avatar
Alex

Easy and competitive

5
Account was easy to open, the app is super easy to use and the rates are competitive. What’s not to love?! Reviewed on: 11th January 2023
Sarah's avatar
Sarah

Quick, easy with a great rate

5
I love using zopa for you savings because the app is so easy to use and the boost pots simplify what can sometimes be complicated notice accounts. I have recommended to most of my family and friends Reviewed on: 11th January 2023
Kelly Davies 's avatar
Kelly Davies

Great flexible product. Best on the market

4
Novel idea that lets you control the rate you get. Best short term rates on the market. Reviewed on: 11th January 2023
Ritchie Wood's avatar
Ritchie Wood

Great rates and flexible saving accounts

5
Great interest rates, which increase automatically in reaction to market changes. The Smart Saver allows me to choose “pots” with a higher interest rate for longer notice. Even highest rate is not too long a notice that you can’t manage. You can, as we do have most in the longer notice, highest rate with enough in the instant access slightly lower rate. Easy to access via the on line app. Great products Reviewed on: 11th January 2023
Meltyke's avatar
Meltyke

Always competative

5
Rates of return are great and the app is simple to use. Reviewed on: 11th January 2023
Martyn's avatar
Martyn

Great rates, easy to use

5
I signed up with Zopa because they had the best rates I could find. It was extremely easy to get started and I was able to start saving straight away. Their app was easy to use. Highly recommended Reviewed on: 11th January 2023
Roberta Lindrmann's avatar
Roberta Lindrmann

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