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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Easy saving with great rates

So easy to choose how to split you savings in to different rates that suits your needs Reviewed on: 11th January 2023

Easy to get the saving habit

With Zopa you not only get the best market rate (without having to apply for any increase!) you also get to set up named pots so your savings is separated out how you need to see it - makes saving a pleasure not a chore! Reviewed on: 11th January 2023

Great all rounder.

Easy to open app based account paying decent interest..what's not to like? Reviewed on: 11th January 2023

Interesting product variety

Customers are given a choice of available savings accounts accessible to them . Reviewed on: 11th January 2023

Easy peasey savings

Great and easy savings accounts simple to navigate Reviewed on: 11th January 2023

Review

Great app based savings with excellent customer service. Reviewed on: 11th January 2023

Good product. Easy to use. Great communication.

Easy to use app. Info communicated easily. Good rates changed regularly Reviewed on: 11th January 2023

Good rates and good app

Some of the best interests rates and their app is very easy to use. Reviewed on: 11th January 2023

Easy and competitive

Account was easy to open, the app is super easy to use and the rates are competitive. What’s not to love?! Reviewed on: 11th January 2023

Quick, easy with a great rate

I love using zopa for you savings because the app is so easy to use and the boost pots simplify what can sometimes be complicated notice accounts. I have recommended to most of my family and friends Reviewed on: 11th January 2023

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