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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,928 reviews, last reviewed 7th Mar 2026
70800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Excellent Returns Excellent Service. Good interest on savings Reviewed on: 7th March 2026
PraveenPraveen U's avatar
PraveenPraveen U

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7928)

Easy to setup, easy to use and a great interest rate

5
A seemless experience, backed up by market leading interest rates that they keep increasing to remain at the top of the league tables. Reviewed on: 11th January 2023
Stewart's avatar
Stewart

Good rate of interest

5
Easy website and excellent rates of interest Reviewed on: 11th January 2023
Elizabeth Lindsell's avatar
Elizabeth Lindsell

Quick, Easy and High Interest Rate

5
Simple and effective. The app is so easy to use. Transfer savings quick and simply. Higher interest rates than other banks offer. Reviewed on: 11th January 2023
Scott Henderson's avatar
Scott Henderson

Saved loads with Zopa

5
Zopa actually feels like a friend telling you to save money and helping you become better with your finances. I’m glad I found Zopa. Reviewed on: 11th January 2023
zeddy2099@yahoo.co.uk's avatar
[email protected]

Super easy and good interest rates!

5
I have three different savings pots, one is instant access, another is 7 days and another is 31 days. The app is really easy to use and the interest rates are pretty good, especially for instant access. Reviewed on: 11th January 2023
Rach's avatar
Rach

Simple. Safe. Satisfying.

5
I'm not much of a finance minded person and in my adult life interest rates have been so low they may as well have been non-existent. Zopa has given me a really simple platform to change the way I think about my savings. I collected little bits of money from various rainy day accounts and (while keeping the various amounts in separate pots) put them in one place. LOVE Zopa. Reviewed on: 11th January 2023
SG's avatar
SG

Great flexibility, great interest rates.

5
Easy to use application, flexible savings and good interest rates. Reviewed on: 11th January 2023
djlovell13@gmail.com's avatar
[email protected]

No nonsense savings account

5
I love Zopa, good interest rates which rise when base rate goes up. Easy to boost savings with 'pots' if you commit to tying up your money for 31/95 days. Communication from the company is excellent. Reviewed on: 11th January 2023
Sybil Burns 's avatar
Sybil Burns

Easy to set up and great rate

5
Took very little time to set up the savings account and also move money across. The rate is highly competitive, and the added boost features make it easy to customise, which is a feature I've never come across before but is great. Reviewed on: 11th January 2023
Matthew Thomson's avatar
Matthew Thomson

Best Rates

5
No need to track the market, Zopa do it for you consistently offering the best rates available Reviewed on: 11th January 2023
Roy Harwood's avatar
Roy Harwood

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