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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Simple, straightforward and generous

Zopa always seem to be the first bank to pass on any rise in interest rates. After years and years of low inflation, finally savers are being rewarded, and Zopa is currently the account to beat. Reviewed on: 11th January 2023

Reasonable saving rates

One of the first banks to increase savings rate since inflation and lots of options available and reliable for an online bank. Reviewed on: 11th January 2023

Excellent service

They offer excellent service and great savings rates. What’s not to like? Reviewed on: 11th January 2023

Easy to use

Simple app and products, enabling you to move money into different pots, and select different terms/rates. It does what it tries to, successfully. Reviewed on: 11th January 2023

Great Way To Save!!

I love the option of creating separate saving pots as it makes it a lot much easier to reach my goals and keep track of my finances. Reviewed on: 11th January 2023

Great offering

Easy to use app Love the pots Rates adjusted up quicker than most Pity it’s capped at £85k Reviewed on: 11th January 2023

Easy saving with great rates

So easy to choose how to split you savings in to different rates that suits your needs Reviewed on: 11th January 2023

Easy to get the saving habit

With Zopa you not only get the best market rate (without having to apply for any increase!) you also get to set up named pots so your savings is separated out how you need to see it - makes saving a pleasure not a chore! Reviewed on: 11th January 2023

Great all rounder.

Easy to open app based account paying decent interest..what's not to like? Reviewed on: 11th January 2023

Interesting product variety

Customers are given a choice of available savings accounts accessible to them . Reviewed on: 11th January 2023

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