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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7934 reviews)

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4.94

Based on 7,934 reviews, last reviewed 7th Mar 2026

71400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Recommended by family member, so quick and easy to s... Recommended by family member, so quick and easy to set up on the app and received a £10 welcome reward instantly. The interest rates for savings and c... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7934)

Perfect saver

Fantastic savings account, easy setup, good rates Reviewed on: 11th January 2023

Quick, easy, 100% worth it

I opened an account with Zopa as recommended by a family member. We had a sum of money that didn’t need using for a while so it was advised we put the money in a booster pot and we haven’t looked back since! We get a nice little return for letting it sit there. The account was easy to open and no guidance was required. 100% would recommend Reviewed on: 11th January 2023

App is easy to use

Great interest rates….some of the best around. Would recommend to anyone. Reviewed on: 11th January 2023

Fabulous online experience

Easy to sign up and just a silky smooth app to transfer money into my savings account. The opportunity to move money easily into higher interest bearing 'pots' which you can apply your own label to which is super-convenient and intuitive. Reviewed on: 11th January 2023

Good rates and easy

Good interest rates and easy to set up and operate. Reviewed on: 11th January 2023

Simple to manage my money - and good rates

Easy, yet secure to set-up with 2 factor authentication. Great app design making it simple and straightforward deposit or withdraw money. Whilst interest rates are not the best on the market, they are very competitive for instant access. Reviewed on: 11th January 2023

Honest and fair

Zopa have consistently been close to or at the top for savings interest. They are quick to increase rates in line with BOE rates unlike many others Reviewed on: 11th January 2023

So quick and easy to set up

Super quick and easy to set and my different pots Reviewed on: 11th January 2023

Super easy saving account

Very impressed by the ease of setting up the account, usability of app, and excellent interest rates on offer. Reviewed on: 11th January 2023

Convenient and flexible

App is very easy to use and information is clear. Interest rates are competitive and I appreciate the ability to have different products in the same wrapper. Reviewed on: 11th January 2023

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