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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent interest rate

Good customer service transfers go through efficiently Reviewed on: 11th January 2023

No Brainer

Saw recommendations from Martin Lewis. Love the booster pot features of the app, so simple and quick to move money in and out. Very happy customer Reviewed on: 11th January 2023

Online first timer

With it being my first time putting my money in with an online bank I was a little hesitant at first but upto now it’s been Simple and effective no complaints at all, The rates they offer are very competitive and when I needed my money transferred it was quick. Reviewed on: 11th January 2023

Fantastically Easy

It has been so easy to set up my account and divide my money into separate saving pots. I like the fact there are several options for longer-term savings and switching the money from the main account to my pots it's so easy. Reviewed on: 11th January 2023

Great service

Really pleased with the saver account and the different options. Reviewed on: 11th January 2023

Easy access, excellent rates

The Zopa app is very intuitive and easy to use. It is very easy to move money in and out of different pots and Zopa are very quick to keep up with rising interest rates. Highly recommended Reviewed on: 11th January 2023

Fantastic app and proposition

The app is simple to use and allows great flexibility as a saver Reviewed on: 11th January 2023

Easy

Easy to transfer money and the savings are right there Reviewed on: 11th January 2023

Super Saver super easy

excellent app and brilliant rates Reviewed on: 11th January 2023

Great rates and great app

One of the best saver interest rates and app user interface is one of the best. Reviewed on: 11th January 2023

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