Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7943 reviews)

View other Zopa products

4.94

Based on 7,943 reviews, last reviewed 8th Mar 2026

72300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had to contact customer services as app works... Never had to contact customer services as app works very well. Competitive interest rates is what attracted me to Zopa. Very happy overall. Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7943)

No problems at all

Easy to setup, no fuss and a fair rate. Reviewed on: 11th January 2023

Great account

Great interest easy access. Easy to use App Reviewed on: 11th January 2023

Super zopa

Excellent savings account , rates are good and easy to use app Reviewed on: 11th January 2023

Back to basics

Everything very simple and straightforward and brilliant interests. Reviewed on: 11th January 2023

Super fast reliable banking

High speed banking transactions with savings accounts with the highest interest rates Reviewed on: 11th January 2023

Great Savings Account

I’ve been saving in this account for 5 months now and have found it so easy to use and brilliant interest rates. I’ve enjoyed locking funds away and not being able to dip in too easily. I’ve recommended to friends and family who have set up accounts. Reviewed on: 11th January 2023

Easy to Save

The action to set up an account on line is simple and straightforward to follow. Linking to another account to transfer money in or out is similarly a breeze. Money moves without hardly any delay. Rates are excellent and rise as the bank rate rises. Reviewed on: 11th January 2023

Easy to use and great rates

Easy to use and great rates. Love being able to create seperate pots of money on different rates and time periods. Reviewed on: 11th January 2023

Zopa is really good

I've been using Zopa for a few months now. I really like the app and the account features. I also like that they've consistently put the interest rates up with the base rate. Reviewed on: 11th January 2023

competitive & user friendly

Zopa's savings product offers a user friendly service with competitive rates. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Punjab National Bank 1.67 from 3 reviews
Savings
from Enterprise Credit Union 4.97 from 969 reviews
Savings
from Capital Credit Union 4.95 from 1008 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5899 reviews
Cash ISA
from Zopa 4.94 from 1520 reviews
Credit card
from Zopa 4.94 from 43284 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub