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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Fantastic Savings Account

Offering an amazing Savings rate, Thanks x Reviewed on: 11th January 2023

Best on-line bank

So simple to open , rate rates and great customer service Reviewed on: 11th January 2023

Top of the recs from Martin (ML)

Really great for a few months between home sale and buying. Much better than leaving in current account!. Can leave money long or short term at better interest rates than most of the savings accounts around right now. No hassle and straightforward. You can choose to leave your money where you can get it at any time, or choose different, even higher rate accounts, as it suits you. That's Reviewed on: 11th January 2023

Great interest rates & so easy to use the app

The account was super easy to open via the app, the interest options great, I wouldn't hesitate to recommend. Reviewed on: 11th January 2023

Good company

Good company with a very good interest rate Reviewed on: 11th January 2023

Intuitive and easy to use app

MSE recommended zopa last year as offering one of the best interest rates. It was the work of a few minutes to setup zopa account and transfer from my existing account. Reviewed on: 11th January 2023

Such a great easy to use product

It's very easy to use and move money around. Another plus is they constantly increase the rates when the can without you needing to be proactive yourself. My only ask would be an information field on money in/transferring so I can name what is what and needs to gonij each pot. But it's brilliant even without that Reviewed on: 11th January 2023

Flexibility

I love the feature of flexibility by adding / removing pots with title. Really motivates as you can see getting closer to individual targets Reviewed on: 11th January 2023

Good Interest Rate

Good interest rates and user friendly app. Reviewed on: 11th January 2023

Recent customers

Absolutely spectacular. Easy to use. Great app. Fsc protection cant fault! Dont know why i didnt use soonet?! Reviewed on: 11th January 2023

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