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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7943 reviews)

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4.94

Based on 7,943 reviews, last reviewed 8th Mar 2026

72300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had to contact customer services as app works... Never had to contact customer services as app works very well. Competitive interest rates is what attracted me to Zopa. Very happy overall. Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7943)

Easy controllable savings

An app only savings product which is clear and simple to use. Different savings pots lets you control where your money, when to access it and which level of interest to opt for. Reviewed on: 11th January 2023

Great savings interest rate plus..

Really good credit card interest rate too! Reviewed on: 11th January 2023

Great App & competitive interest rates

The title says it all. Very easy to move & manage money plus watch it grow. Reviewed on: 11th January 2023

Competitive rates and brilliant app

Zopa offers very competitive rates of interest and consistently and quickly pass on the benefits to savers of increases to the Base Rate. Fantastically responsive and underpinning administration of the overall service. Reviewed on: 11th January 2023

Great Service

What more can I say - just great service Reviewed on: 11th January 2023

Swift, easy, no hassle

Easy set up, very swift and fast transactions between bank account and savings, instant notifications. Great rates Reviewed on: 11th January 2023

Best saving app I have used so far

Easy to manage in app and great interest rates for easy access allowing you multiple savings pots Reviewed on: 11th January 2023

Top

best easy access account at the moment Great app also nice and easy to use No probs . Reviewed on: 11th January 2023

Best savings product available

Incredibly easy to set up and to get the best rate available for instant access Reviewed on: 11th January 2023

Great

Easy onboarding, topping up from accounts and rates Reviewed on: 11th January 2023

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