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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Savings

Very easy to use and excellent interest rates Reviewed on: 11th January 2023

Amazing

Easy application and set up. Simple terms in easy read format. Reviewed on: 11th January 2023

Best interest rate

The best east access interest rate for the majority of the year! Reviewed on: 11th January 2023

Great savings account

Competitive rates that increase with each Central interest rate rise Reviewed on: 11th January 2023

So easy to manage

Smartsaver was so easy to set up Also transferring money to nominated accounts is a breeze together with the interest rates are really competitive Reviewed on: 11th January 2023

So easy to hsd

Amazing savings account. So easy to use and move money to and different pots for different interest levels Reviewed on: 11th January 2023

Great interest rates

Best easy access interest rates O could find. Very easy to use with app too Reviewed on: 11th January 2023

Easy to setup and a great rate of saving

Really say way to move your savings to pots depending on how easy you need to access the money. Reviewed on: 11th January 2023

Great way to save easily

Great rates, great app, easy to use and pay in/pay out. Can’t fault. Much much better than my Bank saving rates. Reviewed on: 11th January 2023

Brilliant

Got credit card through Zopa, app is amazingly easy and savings is absolutely fab. Always had a higher rate than most saver accounts. Hope they keep it going! Reviewed on: 11th January 2023

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