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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

The best value

So easy to use and great rates too. Reviewed on: 11th January 2023

simple. good interest

Easy to sign up with working due diligence system. Transparent t and c. Good app. Practical savings tiers at attractive rates. No gimic sign-up rates. Reviewed on: 11th January 2023

Competitive interest rate and app easy to navigate

Fast and user friendly and market leading saving interest rates Reviewed on: 11th January 2023

Refreshing.

Zopa has impressed me with its straightforward approach, openness and transparency. They lead the market in interest rates too which is all very refreshing. Reviewed on: 11th January 2023

Easy access account is elite.

Extremely easy to use. The ability to save money into personal pots is rewarding and encourages saving. Superb rates. 100% the place to go for easy access saving. Reviewed on: 11th January 2023

Quick to set up and good rates

Took me 5 mins to setup my account and I like the boost feature to get even better rates Reviewed on: 11th January 2023

Best smart saver ever!

Zopa gives you the option to easily save and there interest rate for savings is reasonable. Reviewed on: 11th January 2023

Best!

I have been recommending Zopa to friends and family, it's so easy to move money from/to. It's convenient, there are options to choose from, meaning everyone can find what they're looking for. Reviewed on: 11th January 2023

Easy and effortless savings account

Zopa is great it’s app is so straightforward to use and makes saving a joy. Reviewed on: 11th January 2023

Simple , easy to use web site

Set up in minutes . Directly linked to your bank for ease of transfers Reviewed on: 11th January 2023

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