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Zopa: Smart Saver reviews

4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy access account is elite.

5
Extremely easy to use. The ability to save money into personal pots is rewarding and encourages saving. Superb rates. 100% the place to go for easy access saving. Reviewed on: 11th January 2023

Quick to set up and good rates

5
Took me 5 mins to setup my account and I like the boost feature to get even better rates Reviewed on: 11th January 2023

Best smart saver ever!

5
Zopa gives you the option to easily save and there interest rate for savings is reasonable. Reviewed on: 11th January 2023

Best!

5
I have been recommending Zopa to friends and family, it's so easy to move money from/to. It's convenient, there are options to choose from, meaning everyone can find what they're looking for. Reviewed on: 11th January 2023

Easy and effortless savings account

5
Zopa is great it’s app is so straightforward to use and makes saving a joy. Reviewed on: 11th January 2023

Simple , easy to use web site

5
Set up in minutes . Directly linked to your bank for ease of transfers Reviewed on: 11th January 2023

Great interest rates

4
Great interest rates brought me to Zopa. I’m happy with the service, although the speed of transfers should be improved Reviewed on: 11th January 2023

Amazing

5
Very helpful, good rates of interest. Easy to navigate app. Reviewed on: 11th January 2023

Easy

5
Simple to use and competitive product. Reviewed on: 11th January 2023

Superb

5
Great App, great rates, easy to use Reviewed on: 11th January 2023

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