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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7945 reviews)

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4.94

Based on 7,945 reviews, last reviewed 8th Mar 2026

72500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Like being being able to name potsable to name pots Like being able to name pots and being able to save for different things Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7945)

Simple , Safe ,Easy To use

Easy to st up a fast account opening , the app is great to use and a great savings rate ! Reviewed on: 11th January 2023

Surprised

In the 11 months I’ve had my savings account I have earned more than what I have in my bank savings account which I have got more than 10 years Reviewed on: 11th January 2023

Best saver

As in the title - best saver so far this year with an incredible interest rate, (because that's what we are all here for really!) - nice and easy banking Reviewed on: 11th January 2023

Customer Exierience

Fantastic Customer Service. Would definitely highly recommend as nothing is too much trouble. Thank you. Reviewed on: 11th January 2023

Easy peasy savings!

I love how easy to use the app is to set up and use. I love how I can easily move money in and out. The boosted pots are such a great ideas and have really helped me to save. You can even name them! E.g ‘new car’ or ‘holiday’ or ‘rainy day’. I’ve recommended this app to friends and family already. Reviewed on: 11th January 2023

Easy peasy

Great app, easy to move money around and great rates! Reviewed on: 11th January 2023

Does what a saver needs to

Brilliant, fast to set up saver that offers easy accessibility and a great base interest rate. Reviewed on: 11th January 2023

Savings made easy

Really like using the smart saver account, it’s so easy and simple to see if I am hitting my savings goals and I love the fact you can have different pots to split it out. Finance made easy! Reviewed on: 11th January 2023

Great company

Always have the highest rates and quickest to raise them Reviewed on: 11th January 2023

Easy to set up and love the different pots

I set up my account in a couple of minutes. So easy to transfer money from one account to the other and I love that you can set up different pots for different things and everything can be seen at once Reviewed on: 11th January 2023

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