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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,953 reviews, last reviewed 8th Mar 2026
73300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Zopa savings review I have been with Zopa for a year how and I hold my main savings with them. I like that they have a daily interest showing for savings. Reviewed on: 8th March 2026
Mr Ndhlovu's avatar
Mr Ndhlovu

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7953)

Easy, user friendly service

5
Super simple to manage my savings with the Zopa app. Easy to create new pots of money, and move money between these (as well as in and out of the Zopa app). Competitive interest rates too. Reviewed on: 11th January 2023
John Simmons's avatar
John Simmons

Easy access great savings rates

5
Excellent saving products, could not be easier to choose the best product for your needs, easy sign up and seemless transferof funds, and above all easy monitoring, piece of mind also with the government protection scheme Reviewed on: 11th January 2023
Merv Myers's avatar
Merv Myers

BEST RATES AND SERVICE

5
Brilliant App only savings accounts with top rates and flexibility Reviewed on: 11th January 2023
Michelle Wallis's avatar
Michelle Wallis

Easy user experience with market leading interest rate

5
Easy to use app which currently pays the best interest rate for an easy access account Reviewed on: 11th January 2023
Stephen Fulker's avatar
Stephen Fulker

Great experience

5
Love the app which makes managing your savings so easy. Great interest rates even for instant access and higher rate pots are a bonus. Reviewed on: 11th January 2023
sharonlaws@hotmail.co.uk's avatar
[email protected]

There's a lot of hopa saving with Zopa

5
Zopa is offering extremely competitive interest rates on their savings. Easy to follow App which allows you to Deposit or Withdraw anytime you need to. Reviewed on: 11th January 2023
S Louth 's avatar
S Louth

Great Rates

5
Great Rates and the app is very easy to use Reviewed on: 11th January 2023
Ray Howard's avatar
Ray Howard

Easy to use great rates so far

4
Easy to use ap and great rates so far Reviewed on: 11th January 2023
Jb's avatar
Jb

Vote

5
Vote for Zopa savings - the best savings account Reviewed on: 11th January 2023
Jonathan Staunton's avatar
Jonathan Staunton

Self explanatory, easy to use , excellent rate

5
Finally a company that allows you to invest and grow your hard earned money not only is it easy to use, it’s simplified and straight forward On top of that they make great Product recommendations. Keep up the good work. Reviewed on: 11th January 2023
RV's avatar
RV

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