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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy sign up

Easy sign up and even easier management. The customer service was prompt when I had a problem too. Reviewed on: 11th January 2023

Great rates and so simple to use

Everything Zopa say they do, they do. Their app is simplicity itself to use and the rates of interest are clear and very good. They also react very quickly to changes in the base rate - raising their rates recently the same day or first thing next day as a minimum. Brilliant Reviewed on: 11th January 2023

The smart way to save

Easy to use app with a clear view of both total savings and individual pots which can be used for different purposes. Helps me organise and manage my money Reviewed on: 11th January 2023

Smart and easy to use

Very clever product. Easy to use. And encourages you to save Reviewed on: 11th January 2023

Great app which easy to use and secure

Zopa is very professional and gives a great service. Reviewed on: 11th January 2023

Flexible to users needs

Having the option to open multiple accounts with ease and boost the rates on them is incredibly handy. Highly recommend Reviewed on: 11th January 2023

Effortless saving

Effortless application process. Website very easy to navigate. Best interest rate. Reviewed on: 11th January 2023

21st Century Savings

How savings should be in the 21st century Reviewed on: 11th January 2023

Great product.

Simple to open, great rates and easy access... Job done!! Reviewed on: 11th January 2023

Quick access to money

Great interest rates. And very quick access to money when you need it. Reviewed on: 11th January 2023

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