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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Great app which easy to use and secure

Zopa is very professional and gives a great service. Reviewed on: 11th January 2023

Flexible to users needs

Having the option to open multiple accounts with ease and boost the rates on them is incredibly handy. Highly recommend Reviewed on: 11th January 2023

Effortless saving

Effortless application process. Website very easy to navigate. Best interest rate. Reviewed on: 11th January 2023

21st Century Savings

How savings should be in the 21st century Reviewed on: 11th January 2023

Great product.

Simple to open, great rates and easy access... Job done!! Reviewed on: 11th January 2023

Quick access to money

Great interest rates. And very quick access to money when you need it. Reviewed on: 11th January 2023

The best value

So easy to use and great rates too. Reviewed on: 11th January 2023

simple. good interest

Easy to sign up with working due diligence system. Transparent t and c. Good app. Practical savings tiers at attractive rates. No gimic sign-up rates. Reviewed on: 11th January 2023

Competitive interest rate and app easy to navigate

Fast and user friendly and market leading saving interest rates Reviewed on: 11th January 2023

Refreshing.

Zopa has impressed me with its straightforward approach, openness and transparency. They lead the market in interest rates too which is all very refreshing. Reviewed on: 11th January 2023

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