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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Yoga for saving!

Flexible, versatile and good for you! What more is needed from a savings account?! Reviewed on: 11th January 2023

Great rates

Easy to use and understand . Great rates and service Reviewed on: 11th January 2023

Great bank!

Zopa has been a great bank since I started to save with them; I’m 60 and not very tech savy, but the Zopa App has been so easy to use and the format helps me to organise my funds without any issues. Well done Zopa! Reviewed on: 11th January 2023

Best savers account around

Easy to set up, best interest rate around at rhe moment. Reviewed on: 11th January 2023

Best bank ever

Easy to join , easy to add funds and you say to withdraw cash Reviewed on: 11th January 2023

Great APP

APP very easy to use and excellent savings rates with account having good range of notice periods. Reviewed on: 11th January 2023

Great App and Rates

Simple to transfer in and out and have one of the best rates on the market Reviewed on: 11th January 2023

Makes saving simple!

The best savings interest rate by miles! The app is really easy to use and makes it simple to manage your money. Reviewed on: 11th January 2023

Other banks take note!

What a refreshing change to have a provider like Zopa, they are offering some of the best interest rates around and are very quick to increase their rates when the Bank of England raise the base rate. App is great, straightforward and easy to use. I don't really get excited about financial institutions but Zopa are a game changer for me. Reviewed on: 11th January 2023

Easy to arrange

This is a great savings account. It takes 5 mins to set up and easy to use. Reviewed on: 11th January 2023

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