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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7963 reviews)

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4.94

Based on 7,963 reviews, last reviewed 8th Mar 2026

74100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good rates, easy interface, and simple to use Good rates, easy interface, and simple to use Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7963)

One for those who dislike mobile banking

Incredibly easy to set up on my phone and to link with my current account. Took all of 10 minutes, not even that. One of the best interest rates around. Reviewed on: 11th January 2023

A savings account that puts the saver first.

Super easy account to set up and use with the intuitive Zopa app. Pretty much unrivalled rates as I review, almost an alternative to a fixed bond atm. Reviewed on: 11th January 2023

Simple to use and works!

The smart saver offers you flexibility and reasonably good interest rates. The app interface is simple and effective. Information provided by the app on the monthly interest you get is good as well. Reviewed on: 11th January 2023

Easy to use savings account

It was so easy to set up my savings account. The app is great Reviewed on: 11th January 2023

Came at just the right time

A building society and a high street bank’s regular saver accounts both matured and needed a home and a friend recommended your Smart Saver So I looked it up and chose it Reviewed on: 11th January 2023

Easy to manage

This account is easy to manage and Zopa are quick to increase there interest rates Reviewed on: 11th January 2023

Easy

Easy, simple, quick and does what it says!! Reviewed on: 11th January 2023

A Great Percentage

Delighted to getting a much better percentage on my savings now having moved my money to Zopa from a near zero bank rate for a very long time. Reviewed on: 11th January 2023

Excellent

Easy to set up and operate, very good customer service Reviewed on: 11th January 2023

Amazing

Easy to register and reliable. Easy transfer to my smart saver account. Have no issue what so ever. Reviewed on: 11th January 2023

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