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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Best bank ever

Easy to join , easy to add funds and you say to withdraw cash Reviewed on: 11th January 2023

Great APP

APP very easy to use and excellent savings rates with account having good range of notice periods. Reviewed on: 11th January 2023

Great App and Rates

Simple to transfer in and out and have one of the best rates on the market Reviewed on: 11th January 2023

Makes saving simple!

The best savings interest rate by miles! The app is really easy to use and makes it simple to manage your money. Reviewed on: 11th January 2023

Other banks take note!

What a refreshing change to have a provider like Zopa, they are offering some of the best interest rates around and are very quick to increase their rates when the Bank of England raise the base rate. App is great, straightforward and easy to use. I don't really get excited about financial institutions but Zopa are a game changer for me. Reviewed on: 11th January 2023

Easy to arrange

This is a great savings account. It takes 5 mins to set up and easy to use. Reviewed on: 11th January 2023

Easy sign up

Easy sign up and even easier management. The customer service was prompt when I had a problem too. Reviewed on: 11th January 2023

Great rates and so simple to use

Everything Zopa say they do, they do. Their app is simplicity itself to use and the rates of interest are clear and very good. They also react very quickly to changes in the base rate - raising their rates recently the same day or first thing next day as a minimum. Brilliant Reviewed on: 11th January 2023

The smart way to save

Easy to use app with a clear view of both total savings and individual pots which can be used for different purposes. Helps me organise and manage my money Reviewed on: 11th January 2023

Smart and easy to use

Very clever product. Easy to use. And encourages you to save Reviewed on: 11th January 2023

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