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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Great savings account

Good rates, automatically updated as rates change. Reviewed on: 11th January 2023

Excellent interest percentage

It’s great that they have such a night interest rate for saving, and it increases over time which gives you an incentive to keep your money in the account. Reviewed on: 11th January 2023

Easy to use

Excellent and intuitive app driven savings bank with competitive rates. Very happy Reviewed on: 11th January 2023

Simple and quick to use and set up

Painless experience Easy to use Great interest rates Reviewed on: 11th January 2023

Blown away by how good ZOPA is!

Super easy to set up, immediately started saving, fantastic app, love its style and ease of use. 10/10 Reviewed on: 11th January 2023

Excellent product

Good choice of returns. App is easy to use. Account straight forward to set up. Reviewed on: 11th January 2023

Yoga for saving!

Flexible, versatile and good for you! What more is needed from a savings account?! Reviewed on: 11th January 2023

Great rates

Easy to use and understand . Great rates and service Reviewed on: 11th January 2023

Great bank!

Zopa has been a great bank since I started to save with them; I’m 60 and not very tech savy, but the Zopa App has been so easy to use and the format helps me to organise my funds without any issues. Well done Zopa! Reviewed on: 11th January 2023

Best savers account around

Easy to set up, best interest rate around at rhe moment. Reviewed on: 11th January 2023

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