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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy saving

Easy to set up and use. Great rates Reviewed on: 11th January 2023

Highly recommend

Quick to increase interest when the changes occur, easy to set up online and app is fab and no issues to date. Really happy Reviewed on: 11th January 2023

Very good interest rate and great app!

Really good rate and very user friendly app. Easy to set up and to use Reviewed on: 11th January 2023

Convenient, Accessible, Competitive!

Easy to set up and move money around into a choice of 'pots', offering competitive interest rates depending on length of notice/access. Reviewed on: 11th January 2023

Great savings account

Good rates, automatically updated as rates change. Reviewed on: 11th January 2023

Excellent interest percentage

It’s great that they have such a night interest rate for saving, and it increases over time which gives you an incentive to keep your money in the account. Reviewed on: 11th January 2023

Easy to use

Excellent and intuitive app driven savings bank with competitive rates. Very happy Reviewed on: 11th January 2023

Simple and quick to use and set up

Painless experience Easy to use Great interest rates Reviewed on: 11th January 2023

Blown away by how good ZOPA is!

Super easy to set up, immediately started saving, fantastic app, love its style and ease of use. 10/10 Reviewed on: 11th January 2023

Excellent product

Good choice of returns. App is easy to use. Account straight forward to set up. Reviewed on: 11th January 2023

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