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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8010 reviews)

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4.94

Based on 8,010 reviews, last reviewed 8th Mar 2026

78500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to set up and start saving Easy to set up and linked with my other savings account for easy transfer Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8010)

Good interest rate

Simple easy to use app. The basic saving account has market leading interest rate. I like the ability to create multiple pots and that you can get even better interest with two notice account options ( 30 and 95 days). Reviewed on: 11th January 2023

Great savings rate

It was easy to set up and manage my savings account through the app. The interest rates are very competitive and I like how easy it is to set up different pots for different goals. Reviewed on: 11th January 2023

How banking should be!

After banking traditionally for almost 40yrs, I found Zopa. Simple to open accounts and so so easy to move and transfer money. Not only that, best rates of interest! I’d never go bank to high street banks after my experience with Zopa. Reviewed on: 11th January 2023

I like seeing my interest each month

I have already recommended to friends and family, I look forward each month seeing my interest added on, and being compounded. Reviewed on: 11th January 2023

Customer oriented bank

Have been a customer of Zopa for many years going back to when they offered a “peer to peer” service in which I used the service to both finance car purchase and as an investment product. Reviewed on: 11th January 2023

Excellent service

So easy to use and great rates wouldn't go anywhere else Reviewed on: 11th January 2023

Easy, clear and good rates

The account was easy to set up. The app is easy to use and clear and Zopa offers good rates. Reviewed on: 11th January 2023

Excellent Options

This savings account was easy to open, with all the required checks being carried out on line. The options to hold several pots to maximise interest on your savings are excellent and the service so far has been exemplary. Reviewed on: 11th January 2023

Encourages saving

Really encourages saving especially with the access pots. Very easy to top up and see how your savings are progressing. Reviewed on: 11th January 2023

Easy as 1 2 3

It is really easy using the app to open an account and manage your savings. Plus you get good interest rates. Reviewed on: 11th January 2023

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