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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent app

I find Zopa incredibly easy to manage through the app. You can apply for a range of products quickly and find out your eligibility easily. Reviewed on: 11th January 2023

Zopa Brilliant

Zopa is brilliant, It is very clear and easy. A lot if other serves which is great. Reviewed on: 11th January 2023

The only bank that would let me save.

This bank had been very great in giving me credit and letting me start a savings account. Cannot thank them enough for -Zopa's services. Reviewed on: 11th January 2023

Easy to Use

I recently opened a savings account with Zopa and find their rates competitive. I particularly like the option to easily open additional accounts and also to get extra interest by giving notice for any withdrawals. Reviewed on: 11th January 2023

Excellent product

Brilliant customer service from the start of my experience with Zopa, I can't recommend their overall business acumen high enough and will be enjoying a long business relationships with this company that in my option will fast become a major market leader in the industry Reviewed on: 11th January 2023

Bobs

I love how I can not only create lots of saving pots but depending on when I need the money I can lock them away for a fix time and earn a higher rate. Don’t regret switching Reviewed on: 11th January 2023

Easy saving

Easy to set up and use. Great rates Reviewed on: 11th January 2023

Highly recommend

Quick to increase interest when the changes occur, easy to set up online and app is fab and no issues to date. Really happy Reviewed on: 11th January 2023

Very good interest rate and great app!

Really good rate and very user friendly app. Easy to set up and to use Reviewed on: 11th January 2023

Convenient, Accessible, Competitive!

Easy to set up and move money around into a choice of 'pots', offering competitive interest rates depending on length of notice/access. Reviewed on: 11th January 2023

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