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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Why save anywhere else?

Simple, easy, efficient, best rates Reviewed on: 11th January 2023

Easy to use, good interest rates

Their app is easy to use, they have good rates and good flexibility. Easy to set up an account as well Reviewed on: 11th January 2023

Savings on Another Level!

Joined Zopa not long ago but I am very impressed about how organized their Saving account have been designed. Within this very savings account, one could create as many pots as desired with options for Boosted Pots where you could fix your money and gain higher interest. It is simply one of a kind! Thank you Zopa…. Reviewed on: 11th January 2023

Saving account

It has helped me so much. I need to save for a car holiday spends and a mortgage. Having this saving account has helped me save with ease Reviewed on: 11th January 2023

Easy to use & best interest

The app is really straightforward to use and the interest rate beats all other easy access plus you can easily put some savings in a notice pot for even more interest. Brilliant! Reviewed on: 11th January 2023

Great savings rates with a high degree of flexibility

The savings product and app service is very good. I like that the savings rates go up relatively quickly whenever base rates rose Reviewed on: 11th January 2023

Super easy with great savings rates.

The easiest savings account I’ve ever opened, the online app is clear and straightforward. Rates are great and I feel safe saving with Zopa. . Reviewed on: 11th January 2023

Easy and good

Really good east account to use Reviewed on: 11th January 2023

No brainer

Zopa helped me make the most out of my money. Reviewed on: 11th January 2023

Super smart saver

Smart saver is an excellent way to save your money. You can create different pots to save for specific projects and move money easily between the pots. Competitive interest rates make smart saver a winner! Reviewed on: 11th January 2023

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