Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

110% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Difficulty linking building society account. My primary account is with a small local building society. As it’s a building society, their automated payments transaction through the building socie... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Easy to use & best interest

The app is really straightforward to use and the interest rate beats all other easy access plus you can easily put some savings in a notice pot for even more interest. Brilliant! Reviewed on: 11th January 2023

Great savings rates with a high degree of flexibility

The savings product and app service is very good. I like that the savings rates go up relatively quickly whenever base rates rose Reviewed on: 11th January 2023

Super easy with great savings rates.

The easiest savings account I’ve ever opened, the online app is clear and straightforward. Rates are great and I feel safe saving with Zopa. . Reviewed on: 11th January 2023

Easy and good

Really good east account to use Reviewed on: 11th January 2023

No brainer

Zopa helped me make the most out of my money. Reviewed on: 11th January 2023

Super smart saver

Smart saver is an excellent way to save your money. You can create different pots to save for specific projects and move money easily between the pots. Competitive interest rates make smart saver a winner! Reviewed on: 11th January 2023

Just the type of provider you need.

Works extremely well. They always ensure their interest rates are kept competitive. Usually the first to increase! Reviewed on: 11th January 2023

Very happy with the smart saver account

Quick and easy to set up. Money can be transferred instantly. Very happy so far. Reviewed on: 11th January 2023

Amazing, ease to use app.

Opened Zopa account Easy Competitive Straight forward. Reviewed on: 11th January 2023

So easy to open

Really great rates and a super easy website to use, love the Pots to save and its fun. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Saver Account
from first direct 4.85 from 148 reviews
Savings
from Revolut 4.96 from 2573 reviews
Savings
from Al Rayan Bank 3.79 from 61 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Credit card
from Zopa 4.94 from 44334 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub