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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
110% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Difficulty linking building society account. My primary account is with a small local building society. As it’s a building society, their automated payments transaction through the building socie... Read more Reviewed on: 20th April 2026
Becks 's avatar
Becks

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent service

5
Never had problem with the providing service Reviewed on: 12th January 2023
Athanasia Kiachagia's avatar
Athanasia Kiachagia

Hassle-free savings

5
Easy to open account, very fast processing and transfer times, competitive rates, nice app, easy to withdraw (money usually arrives within minutes) Reviewed on: 12th January 2023
Dmitry Semashkov's avatar
Dmitry Semashkov

Great savings rates

5
App easy to use and best instant access savings Reviewed on: 12th January 2023
Stephen Fletcher's avatar
Stephen Fletcher

Simple to use

5
Opened a account just to see how it works and I was pleasantly surprised at easy it was to transfer and remove my money Reviewed on: 12th January 2023
Fred's avatar
Fred

Simple to use

5
Simple to use, does what it says and easy to understand Reviewed on: 11th January 2023
Phil Locks's avatar
Phil Locks

Excellent all round service

5
Easy to use and all round excellent service Reviewed on: 11th January 2023
Steve Holt 's avatar
Steve Holt

Why save anywhere else?

5
Simple, easy, efficient, best rates Reviewed on: 11th January 2023
Hannah Robertson's avatar
Hannah Robertson

Easy to use, good interest rates

5
Their app is easy to use, they have good rates and good flexibility. Easy to set up an account as well Reviewed on: 11th January 2023
adurand187@gmail.com's avatar
[email protected]

Savings on Another Level!

5
Joined Zopa not long ago but I am very impressed about how organized their Saving account have been designed. Within this very savings account, one could create as many pots as desired with options for Boosted Pots where you could fix your money and gain higher interest. It is simply one of a kind! Thank you Zopa…. Reviewed on: 11th January 2023
Jennifer Amo-Appiah's avatar
Jennifer Amo-Appiah

Saving account

5
It has helped me so much. I need to save for a car holiday spends and a mortgage. Having this saving account has helped me save with ease Reviewed on: 11th January 2023
gracewebb25@hotmail.co.uk's avatar
[email protected]

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