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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8149)

Christmas gift to me

5
I was recommended Zopa by family members who used them on Christmas Day. My money was sitting in the Bank for months after selling my house. I didn’t realise you can earn interest these days ! It was easy to set up with my family’s help (I’m 63 Reviewed on: 12th January 2023

Best savings

5
Easiest and best interest rate for online banking. Reviewed on: 12th January 2023

One stop versatile saving pot

5
The best way for organising your savings in one App. Reviewed on: 12th January 2023

Efficient, effective and good value.

5
It's been said above. I repeat, it's been said above. Reviewed on: 12th January 2023

Excellent service

5
Never had problem with the providing service Reviewed on: 12th January 2023

Hassle-free savings

5
Easy to open account, very fast processing and transfer times, competitive rates, nice app, easy to withdraw (money usually arrives within minutes) Reviewed on: 12th January 2023

Great savings rates

5
App easy to use and best instant access savings Reviewed on: 12th January 2023

Simple to use

5
Opened a account just to see how it works and I was pleasantly surprised at easy it was to transfer and remove my money Reviewed on: 12th January 2023

Simple to use

5
Simple to use, does what it says and easy to understand Reviewed on: 11th January 2023

Excellent all round service

5
Easy to use and all round excellent service Reviewed on: 11th January 2023

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