Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

View other Zopa products

4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

110% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8144)

Easy to open , fund, and amazing rates

Not much to say other than the title, it super easy to open, to add money and very intuitive to use. I’m recommending my missus to open one too Reviewed on: 12th January 2023

Savings

My savings account is excellent easy to access Reviewed on: 12th January 2023

Perfect Place to Save!

Great, app based account. No hassle, no nonsense, highly recommended. Reviewed on: 12th January 2023

Zopa smart saver

Good interest rates from zopa the best online bank Reviewed on: 12th January 2023

Easy to operate with a few clicks

I like Zopa for the fact that they make transfer between accounts very easy, everything is only a few clicks away Reviewed on: 12th January 2023

Christmas gift to me

I was recommended Zopa by family members who used them on Christmas Day. My money was sitting in the Bank for months after selling my house. I didn’t realise you can earn interest these days ! It was easy to set up with my family’s help (I’m 63 Reviewed on: 12th January 2023

Best savings

Easiest and best interest rate for online banking. Reviewed on: 12th January 2023

One stop versatile saving pot

The best way for organising your savings in one App. Reviewed on: 12th January 2023

Efficient, effective and good value.

It's been said above. I repeat, it's been said above. Reviewed on: 12th January 2023

Excellent service

Never had problem with the providing service Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Vanquis Savings
from Vanquis 4.74 from 4 reviews
Young Saver
from Metro Bank 4.89 from 392 reviews
Everyday Saver
from Halifax 3.84 from 100 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Credit card
from Zopa 4.94 from 44333 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub