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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Simple and user-centered

Focused entirely on ensuring really good customer experience. The easiest and best way to save money. Reviewed on: 12th January 2023

Simple and easy

Simple easy interface. Competitive product Reviewed on: 12th January 2023

Very impressive

The most impressive and flexible savings account I have yet experienced. The App setup process is a breeze and the security is reassuring. Reviewed on: 12th January 2023

Thr best savings account

Zopa always has one of the best interest rates. You don't have to worry about switching banks as they update their rates very quickly if Bank of England base rate changes. Their smart saver allows you to make several different saving pots and have them boosted with a better rate depending on the notice period. The only thing they can do better is make their transfers instant rather than having to wait up to 2 hours. Other than that there is nothing I could complain about, the app is fantastic and I have been recommending it to all my friends. Reviewed on: 12th January 2023

Flexible Way To Save

Very easy to set up savings pots and very flexible. Good rates of interest and options for locking away for a longer period of time and very easy to add / withdraw funds Reviewed on: 12th January 2023

Easy to open , fund, and amazing rates

Not much to say other than the title, it super easy to open, to add money and very intuitive to use. I’m recommending my missus to open one too Reviewed on: 12th January 2023

Savings

My savings account is excellent easy to access Reviewed on: 12th January 2023

Perfect Place to Save!

Great, app based account. No hassle, no nonsense, highly recommended. Reviewed on: 12th January 2023

Zopa smart saver

Good interest rates from zopa the best online bank Reviewed on: 12th January 2023

Easy to operate with a few clicks

I like Zopa for the fact that they make transfer between accounts very easy, everything is only a few clicks away Reviewed on: 12th January 2023

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