Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Automatic savings rate increase

Nothing but outstanding! They check for latest interest rates on my savings account and increase it without me needing to do anything! I have never seen other banks doing that, absolutely outstanding! Reviewed on: 12th January 2023

Excellent banking provider

Zopa Bank is an excellent banking provider would highly recommend to my friends and family! Reviewed on: 12th January 2023

Easy to save little or large

We were lucky to have a large sum of money to save as we had just sold a house but were looking for another and didn't want to lock our money away for a long time . Zopa made it so easy to set up our accounts and then they pay the interest on a monthly basis, what is not to like? Reviewed on: 12th January 2023

Great savings

Great savings, easy access good rstes Reviewed on: 12th January 2023

Great savings accounts

Excellent easy to use savings app Reviewed on: 12th January 2023

Great app and interest rates

Easy to use app, great features with easy to use buckets for locking money away into notice accounts, modern banking with great features Reviewed on: 12th January 2023

modern banking

great savings rates. Good customer service Reviewed on: 12th January 2023

Great and rewarding savings account

Incredibly simple to set up and easy to understand. We transferred our money in minutes after setting up your account and are enjoying better rates than the big banks. Reviewed on: 12th January 2023

Best savings account

So easy to set up and operate. Excellent rates for savings with ability to transfer savings to better rates to suit you, even for short term Reviewed on: 12th January 2023

Easy and accessible

Very easy to set up and manage. Timely and immediate rate rises applied with no effort required by me. Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings (discontinued)
from Raphaels Bank (inactive company) 4.06 from 1 reviews
Instant Access Account
from Principality Building Society 4.21 from 5 reviews
Savings
from Moneywise Credit Union 3.87 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub