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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Great app and interest rates

Easy to use app, great features with easy to use buckets for locking money away into notice accounts, modern banking with great features Reviewed on: 12th January 2023

modern banking

great savings rates. Good customer service Reviewed on: 12th January 2023

Great and rewarding savings account

Incredibly simple to set up and easy to understand. We transferred our money in minutes after setting up your account and are enjoying better rates than the big banks. Reviewed on: 12th January 2023

Best savings account

So easy to set up and operate. Excellent rates for savings with ability to transfer savings to better rates to suit you, even for short term Reviewed on: 12th January 2023

Easy and accessible

Very easy to set up and manage. Timely and immediate rate rises applied with no effort required by me. Reviewed on: 12th January 2023

Simple and user-centered

Focused entirely on ensuring really good customer experience. The easiest and best way to save money. Reviewed on: 12th January 2023

Simple and easy

Simple easy interface. Competitive product Reviewed on: 12th January 2023

Very impressive

The most impressive and flexible savings account I have yet experienced. The App setup process is a breeze and the security is reassuring. Reviewed on: 12th January 2023

Thr best savings account

Zopa always has one of the best interest rates. You don't have to worry about switching banks as they update their rates very quickly if Bank of England base rate changes. Their smart saver allows you to make several different saving pots and have them boosted with a better rate depending on the notice period. The only thing they can do better is make their transfers instant rather than having to wait up to 2 hours. Other than that there is nothing I could complain about, the app is fantastic and I have been recommending it to all my friends. Reviewed on: 12th January 2023

Flexible Way To Save

Very easy to set up savings pots and very flexible. Good rates of interest and options for locking away for a longer period of time and very easy to add / withdraw funds Reviewed on: 12th January 2023

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