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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Great rate, next gen online banking

Zopa offers a great basic rate and the app gives understandable, simple options of ‘boosting’ this rate for less flexibility. Great functionality Reviewed on: 12th January 2023

Smart Saver Account

Zopa are excellent at raising interest rates on their products as soon as base rates go up Reviewed on: 12th January 2023

Obvious choice

Why wouldn’t you choose Zopa for your savings, they’re FSCS protected and it’s the highest interest with unlimited withdrawals. Great app that’s easy to use and setup. I had it done in my morning break time, setup and ready to save. I’m happy! Reviewed on: 12th January 2023

Best rates for easy access saving and short notice

Best rates for easy access saving and short notice. App is user friendly, good communication during the various operations. Reviewed on: 12th January 2023

Amazing Savings Account

I was looking for an account with instant access and the ability to tie up my savings. Zopa fits the bill with excellent interest rates. Really user friendly too. Reviewed on: 12th January 2023

Automatic savings rate increase

Nothing but outstanding! They check for latest interest rates on my savings account and increase it without me needing to do anything! I have never seen other banks doing that, absolutely outstanding! Reviewed on: 12th January 2023

Excellent banking provider

Zopa Bank is an excellent banking provider would highly recommend to my friends and family! Reviewed on: 12th January 2023

Easy to save little or large

We were lucky to have a large sum of money to save as we had just sold a house but were looking for another and didn't want to lock our money away for a long time . Zopa made it so easy to set up our accounts and then they pay the interest on a monthly basis, what is not to like? Reviewed on: 12th January 2023

Great savings

Great savings, easy access good rstes Reviewed on: 12th January 2023

Great savings accounts

Excellent easy to use savings app Reviewed on: 12th January 2023

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