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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Excellent product

Zopa have a range of products to suit all, simple to understand, competitive rates, very quick and efficient to set up and maintain. The app is very efficient and quick and simple to use. The smart saver is a no fuss what to save, with instant access and longer term saving goals, highly recommend. Reviewed on: 12th January 2023

Great rates

Opening an account is easy with Zopa and app is brilliant Reviewed on: 12th January 2023

Saving made simple

I love the multi pot choice thats rewarded with different levels of interest. This has made a huge difference to me learning to help me save. Its simple, intuitive and transforming my own financial awareness. Reviewed on: 12th January 2023

Saving made easy

Very easy to set up and navigate around the app , great to be able to set up separate savings pots , very easy to transfer money in and out. Reviewed on: 12th January 2023

Great product

Good product and easy to use, very pleased would recommend Reviewed on: 12th January 2023

Excellent Interest rates, great app!

Zopa combines great tiered interest rates with an easy, and Intuitive, app. Deposits, and withdrawals, are hassle free inspiring confidence and a will to save. Reviewed on: 12th January 2023

Excellent

Easy to use app and competitive interest rates. Reviewed on: 12th January 2023

Great

When the Bank rate goes up so does the interest rate as well within a few days Reviewed on: 12th January 2023

Highest interest rates and easy access

Highest interest rates around. Boosted pots are a really good feature Reviewed on: 12th January 2023

Such an easy App

So vey easy to use this app- no complicated around the houses tapping. Reviewed on: 12th January 2023

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