Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

View other Zopa products

4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8144)

Easy to set up

Was recommended by a friend Very easy to use would recommend to other users. Thank you Reviewed on: 12th January 2023

Great Savings Account

Good interest rate and flexibility to withdraw at any time. Reviewed on: 12th January 2023

Savings pots

Very user friendly, very easy to manage. Excellent interest rates which have increased accordingly with changes to base rates. I enjoy being able to split savings into many different pots. Reviewed on: 12th January 2023

Safe and efficient

Enjoy using the app for my savings. Deposits show immediately and withdrawals are timely. Reviewed on: 12th January 2023

Super Savings

Great way to Save 3 interest rate bands depending on how quickly you need to withdraw your money and you can use the three bands to get the best return on your money Reviewed on: 12th January 2023

Quick and Easy with great interest rates

I opened a Zopa account to put away extra savings every month on-top of my other ISAs and savings accounts. Apart from the interest rate being ultra-competitive, the simplicity and convenience of a banking app is great and allows for flexibility moving savings around. Reviewed on: 12th January 2023

Perfect account

Easy to set up, easy to separate funds in to various pots, simple app, and good savings rates. What's not to like. Brilliant. Reviewed on: 12th January 2023

Great interest rates

Easy to manage and reliable. Easy to add and withdraw money and withdrawals are instant. Great to have options to move money into pots with varying interest rates. Reviewed on: 12th January 2023

Zopa easy access

Very competitive rates. Responds swiftly to market rates Easy to manage online through app Reviewed on: 12th January 2023

Best rate, easy app.

Happy with Zopa savings.rate is good and app is easy to use. Thanks Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Quilter Invest (formerly NuWealth) 4.72 from 220 reviews
Everyday e-Saver
from first direct 4.65 from 12 reviews
Savings
from Barnsley Building Society 5.00 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Credit card
from Zopa 4.94 from 44333 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub