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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Simple to use product that reacts quickly to rate rises

I discovered Zopa in 2022 and have already recommended it to several friends. It us very simple and quick to set up and the app is a doddle to use. I love the ability to split the balance into pots and apply different notice periods (and interest rates) to each pot. I haven't needed to withdraw yet, but I can see how to give notice, so expect this to be straight forward too. I have been really impressed by how quickly interest rate rises have been passed on to customers over the past few months. Bravo Zopa, keep it up! Reviewed on: 12th January 2023

Easy Savings

Easy to use and higher interest rates than others. Can't ask for much more . Reviewed on: 12th January 2023

Saving made so simple

Great app and easy to use and operate. Great interest rates too! Reviewed on: 12th January 2023

Excellent savings rates

Excellent savings rates that are increasing with interest rate rises Reviewed on: 12th January 2023

The best

Zopa is very esy and very nice to saver I like a lot Reviewed on: 12th January 2023

Easy to set up

Was recommended by a friend Very easy to use would recommend to other users. Thank you Reviewed on: 12th January 2023

Great Savings Account

Good interest rate and flexibility to withdraw at any time. Reviewed on: 12th January 2023

Savings pots

Very user friendly, very easy to manage. Excellent interest rates which have increased accordingly with changes to base rates. I enjoy being able to split savings into many different pots. Reviewed on: 12th January 2023

Safe and efficient

Enjoy using the app for my savings. Deposits show immediately and withdrawals are timely. Reviewed on: 12th January 2023

Super Savings

Great way to Save 3 interest rate bands depending on how quickly you need to withdraw your money and you can use the three bands to get the best return on your money Reviewed on: 12th January 2023

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