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Zopa: Smart Saver reviews

4.94
Based on 7,779 reviews, last reviewed 7th Mar 2026
56700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Excellent service Excellent service with great returns on your money. Reviewed on: 7th March 2026
Rav's avatar
Rav

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7779)

Great app and saving interest

5
Easy to use app and well laid out. Reviewed on: 11th January 2023

Good rates and app

5
Very good interest rates and easy to use app Reviewed on: 11th January 2023

Easy yet flexible

5
Rates are good and the flexibility is perfect. App is easy to use and clear too. Reviewed on: 11th January 2023

Smart saver

5
Good interest rates and a seamless, user-friendly app to boost savings. Reviewed on: 11th January 2023

Always number 1

5
Best interest rates around and always staying ahead of the game Reviewed on: 11th January 2023

Save as you go

5
It so flexible and allows you to plan what part of your savings you need and when, and they rates are good too Reviewed on: 11th January 2023

good interest rates

5
great interest rates and very easy to move and withdraw money Reviewed on: 11th January 2023

Zopa

5
Brilliant interest rates. Love the option to open and boost pots. Quick transfer transactions. Very simple and straightforward to use App. Reviewed on: 11th January 2023

Easy way to save

5
I have a savings account with zopa I like that you can move money into different pots for different savings goals I keep some money in a access anytime pot and move some to a pot you have to give notice for the longer you have to give notice for the higher the interest you get I just have a standing order set up monthly its great Reviewed on: 11th January 2023

Brilliant Service

5
Just the right savings account that I've been looking for. Easy to use, simple to set up and great service. Reviewed on: 11th January 2023

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