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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Good service so far

Only recently downloded app, easy sign up and verification process and easy to deposit into. Interface of app is very user friendly Reviewed on: 11th January 2023

great bank

easy to open and use plus great rates and my daughter has now opened a account Reviewed on: 11th January 2023

Simple to open, deposit, withdraw, and manage

Very easy to open, create savings pots, move money, and a great savings rate. Reviewed on: 11th January 2023

Easy to use

Easy to use and great interest rates Reviewed on: 11th January 2023

Good rates easy to open

Simple process opening and easy to add money and withdraw money. Good rates on savings Reviewed on: 11th January 2023

Great savings account with different rates within the same product

Really simple to use account and easy to set up different pots and lock away money for different periods of time to achieve a better rate. And then easy to move money around between pots as needed. Reviewed on: 11th January 2023

Easy and rewarding!

Love the Zopa app - so easy to use and great interest rates - being able to create different pots means that my savings are all clearly allocated …. Perfect! Reviewed on: 11th January 2023

Great rates,great app

Leading interest rates with a simple way to boost the rate Reviewed on: 11th January 2023

Great product. Easy to service

A competitive product that is easily serviced via the app. Banking doesn’t have to be complicated! Reviewed on: 11th January 2023

One of the best interest rate in the market.

Applied for a savings account after hearing about them via Martin Lewis. I had never had an app only account before so I was a little nervous. I need not have been as the app is so simple to use. The savings account is one of the best in the market as the interest rates are hugely competitive. I recommended the same product to a friend within months of opening my own account. Reviewed on: 11th January 2023

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