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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,763 reviews, last reviewed 7th Mar 2026
55200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Excellent interest rate! I think the benefits of having Zopa are excellent in terms of the interest payable on the account and being able to withdraw money if required. I have... Read more Reviewed on: 7th March 2026
ES's avatar
ES

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7763)

Highest interest rate available

5
So far the app is very user friendly. Very quick transfers. The different pot options is very helpful to have all in one place. And the interest rate is the highest of all available products. Reviewed on: 11th January 2023
Matthew Maybury's avatar
Matthew Maybury

Definitely worth a look!

5
Easy to set-up/maintain good communication/good rates of interest Reviewed on: 11th January 2023
Tony Benson's avatar
Tony Benson

Easy to use

4
Very easy to use and to open and transfer. Highly secure as well with good interest rates Reviewed on: 11th January 2023
Hippyjm's avatar
Hippyjm

Exceeded expectations

5
Great idea, easy to open, easy to add to, easy to use if not IT literate. Great interest rates compared to others. Highly recommend Reviewed on: 11th January 2023
sharinmooney@gmail.com's avatar
[email protected]

Savings

5
Easy to set up! Allows for separate savings pots which is great for saving for certain things. Higher rates the longer you 'lock'your money into an account. Reviewed on: 11th January 2023
Gareth 's avatar
Gareth

Great interest rate, user-friendly app

5
Interest rates are great and the app is super easy to use. Reviewed on: 11th January 2023
Millie's avatar
Millie

Quick easy savings

5
Getting an account was quick and easy. They have great interest rates and a top notch app making managing savings easy. Short term fixes to boost interest rates is great. Reviewed on: 11th January 2023
Samuel Williams's avatar
Samuel Williams

Great App and rates

5
App very easy to use and manage my money. Very competitive savings rates. Reviewed on: 11th January 2023
Lee Dutton's avatar
Lee Dutton

Saving made easy

5
Easy platform To use with competitive rates Reviewed on: 11th January 2023
Emily Brown's avatar
Emily Brown

Best savings

5
Easy to open and quick to transfer along with market leading interest rate Reviewed on: 11th January 2023
Ankit Agarwal's avatar
Ankit Agarwal

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