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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy to manage online

It’s an easy access account and Zopa make it very easy to access! Your money usually transfers from your bank account to your Zopa account in less than 5 minutes and if you need it back once again it’s there in no time, unlike some accounts that can take up to 48 hours. Reviewed on: 11th January 2023

Quick and easy range of savings

It was very quick and easy to set up my Zopa account and I was instantly able to save both into easy access and fixed accounts. I love the pots function which means I can easily put aside money without needing to manually create separate accounts. Reviewed on: 11th January 2023

Zoppa the best

Easiest transfer ever confirmed Reviewed on: 11th January 2023

First class bank

Fantastic app with best in class interest rates. Reviewed on: 11th January 2023

Brilliantly easy to use

Easy to manage savings within the app and use Reviewed on: 11th January 2023

Best rates, easy to use

The app is very easy to use. Straightforward to add and remove funds. Reviewed on: 11th January 2023

Brilliant concept!

Such a good way to save, can decide how long you want to lock your savings in for and are rewarded with competitive rate of interest. The pots make it so easy to earmark funds for specific purposes. Highly recommended! Reviewed on: 11th January 2023

Great bank

Very happy with my bank account Reviewed on: 11th January 2023

Easy-to-use app

Love the idea that you can boost your savings easily without having to apply for a new account - it's flexible and easy-to-use! Would definitely recommend Zopa! Reviewed on: 11th January 2023

Well organised

Application was straight forward Reviewed on: 11th January 2023

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