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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,754 reviews, last reviewed 7th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great rates phoned customer service once very helpfu... Great rates phoned customer service once very helpful polite friendly and professional. Reviewed on: 7th March 2026
Sean G's avatar
Sean G

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7754)

Great for smart savers

5
Payments in and out very smoothly transferred , always offering competitive savings rates Reviewed on: 11th January 2023
Karl tucker's avatar
Karl tucker

Easy to set up and manage

5
Whilst it's a little rough around the edges still, Zopa Smart Saver is a great way to save flexibly with really great rates. Impressed so far, and look forward to seeing more from Zopa in the future. Reviewed on: 11th January 2023
James's avatar
James

Easy to set up, Easy to save!

5
From opening my new Zopa account, to putting regular savings in Zopa makes it easy. It's also easy to access the account and draw money out at any time. Zopa gives you the freedom you need and with fantastic interest rates. Reviewed on: 11th January 2023
Rebecca Pendry's avatar
Rebecca Pendry

Boosters give great interest rates

5
I set up various boosters with different notice periods (7, 31 and 95 days), to give the best balance between access time and interest rate. It's very easy to set up and manage via the phone app. Reviewed on: 11th January 2023
Mike Rennie's avatar
Mike Rennie

Very happy.

5
Easy to use app and very competitive interest rate. All the family have one now!! Reviewed on: 11th January 2023
Shelagh Ludbrook's avatar
Shelagh Ludbrook

Great savings account

5
Very accessible and easy to understand! Reviewed on: 11th January 2023
Beth Mitchell 's avatar
Beth Mitchell

Brilliant interest on savings

5
Really good interest rates on both 91 dats notice and easy access accounts Reviewed on: 11th January 2023
joyallen_59@hotmail.com's avatar
[email protected]

Easy to use great rates

5
100% recommend great rates and they keep up with the base rate. Reviewed on: 11th January 2023
gunsey1990@hotmail.co.uk's avatar
[email protected]

Very good

5
Very good interest rate and very easy to use app Reviewed on: 11th January 2023
Ed Aboud's avatar
Ed Aboud

Easy and great rates

5
App is easy to use and the rates very competitive Reviewed on: 11th January 2023
Mark Steele's avatar
Mark Steele

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