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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Excellent Bank, great products!

My son recommended this bank, as they were offering leading market rates of interest and are still the market leader on easy access. Also offering competitive rates on fixed rate bonds too. App is simple and concise to use. A bank for these times, recommend highly. Reviewed on: 11th January 2023

Good interest rate

Regularly reviewed, normal see a higher rate each month. Refreshing in the current climate. Reviewed on: 11th January 2023

Easy controllable savings

An app only savings product which is clear and simple to use. Different savings pots lets you control where your money, when to access it and which level of interest to opt for. Reviewed on: 11th January 2023

Great savings interest rate plus..

Really good credit card interest rate too! Reviewed on: 11th January 2023

Great App & competitive interest rates

The title says it all. Very easy to move & manage money plus watch it grow. Reviewed on: 11th January 2023

Competitive rates and brilliant app

Zopa offers very competitive rates of interest and consistently and quickly pass on the benefits to savers of increases to the Base Rate. Fantastically responsive and underpinning administration of the overall service. Reviewed on: 11th January 2023

Great Service

What more can I say - just great service Reviewed on: 11th January 2023

Swift, easy, no hassle

Easy set up, very swift and fast transactions between bank account and savings, instant notifications. Great rates Reviewed on: 11th January 2023

Best saving app I have used so far

Easy to manage in app and great interest rates for easy access allowing you multiple savings pots Reviewed on: 11th January 2023

Top

best easy access account at the moment Great app also nice and easy to use No probs . Reviewed on: 11th January 2023

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